Michael Carbone
Michael Carbone joined Merrill in 2024, bringing a background in financial technology and real estate. He is passionate about helping clients make informed financial decisions and takes a thoughtful, forward-looking approach to wealth management.
Michael believes every client's situation is unique. He works closely with individuals and families to understand what matters most to them—whether that's planning for retirement, navigating business opportunities, or building long-term wealth. His process begins with meaningful conversations designed to uncover each client's goals, priorities, risk tolerance, and time horizon.
From there, Michael develops personalized strategies that draw on the insights and resources of Merrill, along with the broader capabilities of Bank of America. As markets and life circumstances evolve, he remains actively engaged, providing guidance, perspective, and adjustments along the way. Michael strives to create clarity and confidence for his clients so they can focus on what matters most to them, knowing there is a thoughtful plan in place.
Born and raised in the tri-state area, Michael is a graduate of the University of Scranton. He resides with his wife in Essex County, where he enjoys being active in the community, working to improve his golf game, and spending time with family.
I believe that true wealth goes beyond numbers; it encompasses security , purpose, and the ability to pursue your dreams.
My commitment is to foster lasting relationships built on trust and transparency; helping you navigate the complexities of financial life with confidence and clarity.
Together, we'll craft a roadmap to your financial future aligning your values and aspirations with a parallel investment management strategy.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
