Pizoli Wealth Management

Focus On Corporate 401(k) Retirement Plans

As a Bank of America Retirement Benefits Consultant (RBC), Giovanni Pizoli is among a select group of highly qualified and credentialed Merrill advisors who specialize in defined contribution plans (401(k), 403(b), etc.). He can add value to your plan by: * Offering access to 3(21) fiduciary services * Assiting with benchmarking your company's retirement plan/benefits with what's available on the open market * Helping you shape your investment strategies * Offering thoughtful advice without a proprietary investment requirement * Providing periodic reporting and helping you understand results and measurements to assist you in managing your plan over time * Working with you to create a plan that is designed to drive employee engagement and positive participant behavior * Assisting in the delivery of employee financial wellness programs and education * Helping employees connect their life priorities with their finances to help them pursue what matters most to them

Succession Planning for Financial Advisors

## **Protecting the Relationships You've Spent a Lifetime Building** For many financial advisors, retirement is one of the most important planning decisions they will make—not only for themselves, but for the clients who have trusted them for decades. At Pizoli Wealth Management, we understand that a successful succession plan extends far beyond assets under management. It's about preserving client relationships, maintaining service standards, and ensuring the values that built a practice continue long after an advisor steps away. Led by Giovanni Pizoli, our team has been intentionally built for long\-term continuity. Our combiation of our youth and experience has us positioned as one of the fastest\-growing wealth management teams in the region. We have invested in the people, processes, and infrastructure necessary to serve clients at a high level while continuing to grow responsibly. Our team has experience helping clients navigate advisor transitions and understands the importance of thoughtful communication, relationship preservation, and a seamless client experience. We believe a successful succession plan should feel less like a transfer of accounts and more like a continuation of the trusted relationships and service standards an advisor spent years creating. Whether an advisor is seeking a gradual retirement, a joint\-servicing arrangement, or a long\-term succession partner, we approach every opportunity with professionalism, discretion, and a commitment to honoring the legacy that has been built. Our objective is not simply to inherit relationships—it is to earn the trust of both the advisor and their clients while providing the resources, stability, and long\-term continuity they deserve. ### **Why Advisors Partner With Us** * **Forbes "Best\-in\-State Wealth Management Teams" list, 2023\-2026** (Published annually in January. Rankings based on data as of March 31 of prior year) * **Forbes Best\-in\-State Wealth Advisor 2023\-2026** (Published annually Jan \- April. Rankings based on data as of June 30 of prior year.) * **Forbes Best\-in\-State Next\-Generation Wealth Advisor 2022\-2025** (Published annually Aug \- Sept. Rankings based on data as of March 31 of current year) * One of the fastest\-growing wealth management teams in the region * Team\-based practice built for long\-term continuity * (2)CFP®, ChFC®, (3)CRPC™, CPFA®, and Retirement Benefits Consultant (RBC) credentials * Experience supporting clients through advisor transitions * Deep expertise in retirement income planning and corporate retirement plans * Resources of Merrill and Bank of America to support complex client needs * Commitment to protecting advisor legacy and client relationships ### **Your Legacy Deserves a Lasting Home** You spent a lifetime building trust with your clients. We welcome confidential conversations with advisors exploring retirement, succession planning, or practice continuity and would be honored to discuss how we can help preserve the relationships and legacy you've worked so hard to create. *** ** * ** *** SHOOK® "Best\-in\-State Wealth Advisors" list. Opinions provided by SHOOK® Research, LLC and is based on in\-person, virtual and telephone due\-diligence meetings that measure best practices, client retention, industry experience, credentials, compliance records, firm nominations, assets under management and Firm\-generated revenue (investment performance is not a criterion). SHOOK's rankings are available for client evaluation only, are not indicative of future performance and do not represent any one client's experience and available for investor help in evaluating the right financial advisor. Compensation was not received from anyone for the study. Past performance does not guarantee future results. Details available at the SHOOK Research website. SHOOK is a registered trademark of SHOOK Research, LLC. *Forbes*"America's Top Next\-Gen Wealth Advisors Best\-in\-State" list. Opinions provided by SHOOK® Research, LLC considered advisors born in 1984 or later with a minimum 4 years as an advisor. Advisors have built their practices, lead their own teams, joined teams, are considered future leaders, or combinations thereof. Ranking is based on in\-person and telephone due\-diligence meetings that measure best practices, client retention, industry experience, compliance records, firm nominations, assets under management and Firm\-generated revenue (investment performance is not a criterion). Shook's rankings do not reflect all client experiences, endorse any advisor, indicate future performance and are available for client evaluation only. Compensation was not received from anyone for the study. Past performance is no guarantee of future results. Details available at the SHOOK Research website. SHOOK is a registered trademark of SHOOK Research, LLC. *\*Forbes is a trademark of Forbes Media LLC. All rights reserved. Rankings and recognition from Forbes are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results, and such rankings should not be construed as an endorsement of the advisor.*

Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.

Approach

Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.**Your approach to investing**Drawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you \- to understand your goals and priorities. These questions will help us provide you with additional insights and resources.**Understanding your goals and priorities**Your life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.

Capabilities

Merrill's process is designed to help deliver a customized, comprehensive experience to assist you not only in wealth accumulation and preservation, but in areas that go beyond investments. Providing you with access to the investment insights of Merrill, trust and fiduciary services from Bank of America Private Bank, and the banking and lending solutions of Bank of America offers a way to help you manage all of the pieces of your financial life. Working one\-on\-one with a Merrill advisor means you have a single point of contact to help you with potential strategies for transferring wealth to the younger generation.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition