Tom is a graduate of NYU's Stern School of Business with an MBA in Finance and a BA in Economics. He joined Merrill Lynch Wealth Management in May 2005, with 25 years experience in the financial services industry as a financial forecaster, government bond trader, and financial advisor. In addition to his FINRA securities registrations and CFTC commodities licenses, he holds life and health insurance licenses. In April 2006, Tom earned the Chartered Retirement Planning Counselor^TM designation. In December 2012, he earned the Wealth Management Advisor functional title granted to advisors handling many large client relationships who have passed a series of rigorous internal tests on a dozen topics important for providing services to high net worth clients. In January 2013, he was promoted to Vice President. In June 2017, Tom earned his Portfolio Manager designation within Merrill's Investment Advisory Program. A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. In January 2023, Tom was promoted to First Vice President.

Tom resides in Mendham with his wife, a residential real estate broker. Their eldest, a son, is matriculating towards his second Master of Arts in International Security Policy Studies at Elliott School of International Affairs, George Washington University; their older daughter, after graduating from University of Pennsylvania and completing her Masters in City Planning at MIT, works for a major utility in New York City helping customers limit energy usage; and their younger daughter graduated from Maryland Institute-College of Art and is a metal sculptor in Minneapolis.