The SHB Group
An engagement with our group means we will look at your wealth with a holistic approach, including your balance sheet, human capital, level of interests, aspirational accomplishments, where you want to go, and what kind of ride you want to get there. Whatever your goals are, they are yours. We want to help you make your goals become an enjoyable reality. We will help guide you through our process to develop quantifiable paths to your goals, and bring organization to the complex. Our Commitment and Passion The SHB Group is committed to you. Beyond wealth and asset management, our goal is to help you make more informed decisions on a broader financial and personal scale. Our passion is helping you to pursue your passions. Individually and collectively, we bring a tailored talent to each of your circumstances. We strive to make clients' goals and missions possible. You will find that our team has: Experience We have decades of experience working with families. We are committed to helping clients pursue their needs, perspectives and goals. Resources In addition to advice and guidance, you have access to the investment insights of Merrill Lynch Wealth Management and the banking convenience of Bank of America. We can offer you strategies designed to help you pursue your unique financial goals. Compassion We work with a small group of select client families and small businesses so that we can communicate frequently and be aware of what is going on in their lives and businesses. That way we can be ready to guide them in updating strategies as they experience change in their lives. "As a team we believe in the power of close, personal relationships. We work with multiple generations across their financial lives. We are proud that clients remain with us for many years including their children and grandchildren can do the same. " -Daniel Slattery, Senior Vice President, Senior Consultant
Merrill's four-step client process starts the moment we begin to talk about your vision, dreams and goals. We discover who you are and where you want to go.
Establish Objectives
From the beginning, The SHB Group seeks to understand your vision as clearly as you do. To help attain this, we meet with you and your family (if you choose) or your business. By intently listening, we develop an accurate picture of your current financial life. We ask questions, sometimes tough ones, to help you express and define where you see yourself, your family, and/or your business in the future. We work to understand your time horizon, risk tolerance, liquidity needs and goals.
Set Strategy
Once your objectives are clear, we suggest a customized wealth management or business strategy to help you pursue them. Your strategy's goal will be to strike a balance between expected performance, risk management, wealth preservation and long-term goals. If you come to us with a portfolio, we'll evaluate your positions, weighing their performance and outlook against your defined goals. We're not looking to change everything: If some of your existing investments fit in your new strategy, and you are happy with them, we may recommend keeping them in place. We will also help identify other opportunities that are consistent with your strategy to help expand your financial horizons.
Implement Strategies
Once we have everything in place, our group will launch your strategy. We are able to recommend strategies from a variety of investment platforms, and we'll suggest the ones we feel are most appropriate for you. In addition, we can offer you independent proprietary portfolios through our resources at Merrill Lynch Wealth Management. With the knowledge of Merrill, we have a plethora of choices to help you manage and evaluate your strategies along the way.
Review Progress
We are then able to manage performance reviews that helps you track progress and maintain control over your finances. During this process, we also meet regularly with you to review progress. Our reviews are designed to reexamine your portfolio, and then make any necessary strategic adjustments along with any new goals or objectives you want to pursue. From there, we would meet with you regularly to review your progress. We are able to meet in person at our office, your home or any place where you feel comfortable. We also can be in contact with you via email, phone, mail, or over our secure Web viewer system, WebEx. We have many options to make sure we are easily accessible and at your convenience.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
