What matters most to you matters most to me Tony is a problem solver who works to simplify high-net-worth clients’ financial lives. He assists clients in identifying and prioritizing their various goals-including estate planning services, investments, tax minimization strategies, wealth transfer and retirement income-then developing strategies that may be customized to fit their personal circumstances and their own unique feelings and attitudes.  He works hard to gain clients’ trust and is committed to helping optimize their resources so they can make the most of what they have.   Tony holds the Certified Investment Management Analyst^® certification, administered by the Investments & Wealth Institute^™ and taught in conjunction with the Wharton School, University of Pennsylvania. He also holds the Certified Private Wealth Advisor^® certification which is also administered by the Investments & Wealth Institute^™ and taught in conjunction with the University of Chicago Booth School of Business.  He earned a bachelor’s degree in Economics from Rutgers University (NJ). Tony is also a qualified Portfolio Manager who can help clients pursue their objectives by managing on a discretionary basis his own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies. He and his wife, Aileen, live in Fargo, ND, with their children, Alex and Anachelle.     *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.