Homes Hill Group

Investing in the market can cause emotional ups and downs. When the market is going up, many investors want more. When the market is sinking, those same individuals might want to get out as soon as possible. These reactions can lead to buying high and selling low—exactly the opposite of wise investing.

While nothing about investing is guaranteed, we believe that navigating changing markets with a goal of coming out ahead takes a solid vision, a levelheaded approach and an ability to focus on the big picture.

We believe that asset allocation is more important than stock selection, market timing or other decisions. Our approach is designed to hedge against downside risk as well as pursue a predictable level of income, regardless of market conditions. We utilize BofA Global Research to provide up-to-date market research and analysis. This research helps us to identify risk points in the market and immediately act as necessary in order to help you manage downside risk.

We are here to help you sort through all of the complexities of financial wealth management. Our experience, combined with our access to the investment insights of Merrill and the banking convenience of Bank of America, enables us to develop detailed wealth management strategies.

Your Future Begins with a Conversation
We recognize that every client is unique, and approach each relationship through these four steps:

UNDERSTANDING YOU. Your relationship starts with a frank conversation to help us understand your goals and what you would like your finances to accomplish in tandem with your life priorities.

TAILORING YOUR STRATEGY. We will invest the time to thoroughly evaluate your situation, and then offer an appropriate customized strategy based on your goals, cash flow needs, risk tolerance and time horizon. Most importantly, we will make sure you understand our strategies.

CARRYING OUT YOUR CHOICES. We will help you implement the wealth strategy you choose. These strategies might be put in place immediately or in stages, depending on the complexity of your situation and the current market environment.

STAYING COMMITTTED TO YOU. We maintain consistent contact with you by reviewing your progress and suggesting modifications, if needed, in response to the current economic climate or changes in your circumstances.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.