Richard Sterling
,
Vice President, Wealth Management Advisor
NMLS #1231116
620 S Tryon St
Charlotte, NC 28255
704.339.2166
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Understanding your life priorities is an important part of the relationship with you. It’s not just about markets and returns, it’s about what matters most to you.  I can collaborate to help create a personalized plan designed around you, your family, your goals and your aspirations.
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At Merrill, we firmly believe in forging strong relationships with our clients, ensuring their financial goals are understood and met with unwavering dedication.

Our approach to assisting you in achieving your aspirations begins with a close collaboration, where we take the time to thoroughly comprehend what truly matters to you and your family. Our objective is to instill a sense of reassurance, knowing that your investments are being diligently overseen by a trusted advisor who empathizes with your unique requirements.

We maintain regular communication with you throughout every stage of your life, offering guidance, addressing inquiries, and providing advice when needed. We pride ourselves on being accessible and responsive, ensuring you feel supported and informed as we navigate your financial journey together.

Before choosing an advisor, we encourage you to consider the following questions:

  • What types of clients do you typically work with, and do they share similar financial circumstances as mine?
  • What is your track record in delivering successful outcomes for your clients?
  • How frequently can I expect to collaborate with you, and what is the nature of our working relationship?
  • In what ways can you assist me in staying on track as I pursue my financial goals? How will you assess if I am making progress?
  • Do you offer investment options that align with my personal values and beliefs?
  • How do you handle volatile market conditions, and will you proactively communicate with me during such times?
  • Can you provide clarity on the cost structure of your services, ensuring transparency and understanding?
The topic of fees is often delicate but rest assured that the right advisors embrace such discussions, recognizing the importance of open and honest communication.

We kindly invite you to connect with us if:

✱ You seek the expertise of a thoughtful and dynamic advisor who puts your needs first. ✱ Recent changes in your financial situation, such as marital status, career moves, or an inheritance, necessitate professional guidance.

✱ You would like to receive periodic updates on our financial outlook, gaining valuable insights into the current market landscape.

To get in touch, please feel free to reach us at ☎ 704-339-2166 or ✉ richard.sterling@ml.com. We eagerly await the opportunity to discuss your unique financial circumstances and explore how we can help you achieve lasting financial success.
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About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Ryan Thrower
Wealth Strategies Advisor
Scott Griffin
Wealth Management Lending Officer
NMLS #112175
Randy McLeod
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Richard Sterling is registered to do business in CA, CO, FL, GA, MI, NC, PA, SC, TN, TX.