Jacob Rhoads
I work with professionals who are approaching or navigating important financial decisions, often tied to career transitions, retirement timing, or consolidating investment accounts.
Many of the people I work with are doing well in their careers but want more clarity around how everything fits together. As financial lives become more complex, with multiple accounts, concentrated positions, and competing priorities, there is often a need for a more structured and intentional approach.
My approach is straightforward and planning focused. We start with what matters most to you and build a clear and practical framework to support confident long term decision making. The goal is not unnecessary complexity, but thoughtful structure that aligns with your priorities.
Many clients come to me not because something is wrong, but because they want a second perspective and a more deliberate plan as complexity increases.
As part of Merrill and having access to the banking convenience of Bank of America, I work with clients to bring together planning, investments, and broader financial resources into a coordinated approach.
A Structured and Practical Process
Working together typically follows a clear and disciplined approach
Understand
We begin by focusing on what matters most and gaining clarity around your current financial picture
Organize
We bring together accounts, assets, and priorities into a cohesive structure
Plan
We develop a practical framework designed to guide long term decisions
Implement and adjust
As circumstances evolve, the plan is revisited and refined over time
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
