Andrew Harding
Senior Vice President, Wealth Management Advisor
NMLS #526372
13510 Ballantyne Corporate Pl
Charlotte NC 28277
(704) 341.5136
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As your Merrill advisor, the focus in working with you is to connect all aspects of your financial life to help you prioritize and pursue the goals that matter most to you.
Profile

Andrew has served high net worth individuals and privately held company owners throughout his 30 year financial services career; 20 of which he has spent with Merrill and Bank of America. His primary role as the leader of The Harding Group is creating the strategic asset allocation models for individual wealth management plans and implementing tactical changes based upon changing client and market conditions.
Andrew was educated by attending the United States Military Academy at West Point and received his B.S. in finance at the University of North Carolina at Wilmington. He enjoys the outdoors where he spends time hunting, fishing and scuba diving with his wife Alexia and their two children.
Asset allocation does not ensure a profit or protect against loss in declining markets.

Recognition
Forbes "Best-in-State Wealth Advisors", 2021-2024
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Forbes "Best-in-State Wealth Management Teams", 2024
(Published on January 12, 2024. Rankings based on data as of March 31, 2023.)
Click here to learn more about advisor recognitions
About Me
Welcome

My team offers the families we serve a clear path forward for achieving their priorities. Our wealth management services for these families include specifically tailored strategies and guidance for their goals, estate and insurance planning services, wealth transfer strategies, special needs concerns, and banking and lending services through Bank of America.For most of us, we have a number of critical priorities in our lives – family, home, health, giving, work, leisure, and finances. Keeping all of these priorities in proper balance requires a new approach, one that takes all of your personal goals into account and helps you create strategies to pursue them, not just while you're working up and to retirement, but through it.That's why we're here.

Meet Our Professional Staff
MELISSA ANDERSON
Officer, Wealth Management Client Associate
704.341.5004
Collin Joseph Kotek
Officer, Registered Wealth Management Client Associate
704.341.5030
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Angela Terry
Wealth Management Banking Specialist
Merrill
Kelly Siglinger
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #1530990
Elizabeth W. Terrell
Senior Trust Officer
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Accredited Asset Management Specialist™, AAMS™, and the AAMS™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Andrew Harding is registered to do business in CA, CT, DC, FL, GA, IL, IN, KY, LA, MD, ME, MI, MN, MT, NC, NY, OH, OR, PA, RI, SC, TN, TX, UT, VA.