Andrew has served high net worth individuals and privately held company owners throughout his 30 year financial services career; 20 of which he has spent with Merrill and Bank of America. His primary role as the leader of The Harding Group is creating the strategic asset allocation models for individual wealth management plans and implementing tactical changes based upon changing client and market conditions.
Andrew was educated by attending the United States Military Academy at West Point and received his B.S. in finance at the University of North Carolina at Wilmington. He enjoys the outdoors where he spends time hunting, fishing and scuba diving with his wife Alexia and their two children.
Asset allocation does not ensure a profit or protect against loss in declining markets.
My team offers the families we serve a clear path forward for achieving their priorities. Our wealth management services for these families include specifically tailored strategies and guidance for their goals, estate and insurance planning services, wealth transfer strategies, special needs concerns, and banking and lending services through Bank of America.For most of us, we have a number of critical priorities in our lives – family, home, health, giving, work, leisure, and finances. Keeping all of these priorities in proper balance requires a new approach, one that takes all of your personal goals into account and helps you create strategies to pursue them, not just while you're working up and to retirement, but through it.That's why we're here.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.