Joynes Wealth Management Group

Merrill Lynch Wealth Management
130 West Superior Street
Suite 800
Duluth, MN 55802
(218) 726.3191
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Accessible, knowledgeable and experienced, we are committed to building and maintaining a strong relationship with you. We’re passionate about what we do and we bring that passion to helping you and your family make what may be the most important financial decisions of your lives.
Joynes Wealth Management Group
Welcome

We believe we can help you best by working to understand you and your family, your unique financial situation and what matters most to you. And we will be there for you during what may be the most important times of your life.

Recognition
James Joynes
Senior Vice President, Wealth Management Advisor
Forbes "Best-in-State Wealth Management Teams", 2025
(Published on January 9, 2025. Rankings based on data as of March 31, 2024.)
Show more recognition
About Us
Philosophy

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.

Meet Our Team
James Joynes,

CDFA®, CPFA®, CRPC™

Senior Vice President, Wealth Management Advisor
218.726.3158
Heather Maki Headshot Image
Heather Maki,

ChFC®

Assistant Vice President, Senior Financial Advisor
218.726.3193
Madeline Evanson,

CFP®

Assistant Vice President, Wealth Management Advisor
218.726.3164
Sarah Danielle Wildes
Registered Wealth Management Client Associate
218.726.3191
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Joseph McCullough
Wealth Strategies Advisor
Bank of America, N.A.
Cale Ross
Wealth Management Banking Specialist
Merrill
Christopher Terry
Residential Real Estate Specialist
Bank of America, N.A.
NMLS #966253
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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CDFA® and Certified Divorce Financial Analyst® are trademarks of The Institute for Divorce Financial AnalystsTM.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.