The Arluna Group
We understand that significant financial decisions rarely exist in isolation. A business sale, retirement, inheritance, concentrated investment position or other liquidity event can affect nearly every aspect of a client's financial life. Our role is to bring structure, perspective and coordination to those moments, helping clients understand their choices, evaluate important trade-offs and move forward with a clear strategy.
For business owners, we begin well before a potential transaction. We help clients define what they want the sale of their business to accomplish, assess how the proceeds may support their personal and family objectives and coordinate with their attorneys, accountants, valuation specialists and transaction professionals. Following a sale, we develop an investment and wealth strategy designed around the client's future income needs, risk considerations, tax circumstances and long-term priorities.
We also work closely with individuals and families preparing for retirement The transition from accumulating wealth to relying upon it requires a different level of planning and discipline. We help clients organize their resources, establish a thoughtful distribution strategy, manage investment risk and prepare for changing needs throughout retirement. Our investment approach is research-driven and grounded in disciplined portfolio construction, risk management and ongoing review. By combining our teams experience with the global investment capabilities of Merrill and the banking resources of Bank of America, we can address a broad range of needs while coordinating with each client's existing professional advisors.
Above all, we believe effective advice begins with understanding. We take the time to learn how our clients built their wealth, what responsibilities come with it and what they ultimately want it to accomplish. That understanding guides every recommendation and allows us to provide advice that is both financially rigorous and deeply personal.
- Communication is instrumental in managing life's challenges. Our financial advisors, for example, can work to engage your family in the financial decision-making process. But communicating openly with family members on the sometimes-difficult topic of finances can be a challenge. We can help facilitate these discussions and offer opportunities to help educate the younger generation about how assets may be invested.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
