Zangerle Woodman Group

Capabilities

Every financial decision starts with understanding what matters most to you. Through meaningful conversations and a comprehensive discovery process, we take the time to understand your goals, priorities, values, and overall financial picture. Our team works collaboratively with you to assess key factors such as your risk tolerance, time horizon, liquidity needs, and long\-term objectives. Leveraging deep experience and analytical insight, we develop personalized strategies designed to align with your unique circumstances and help you navigate life's opportunities and complexities with confidence. Together, we'll create a financial plan that evolves with your needs and helps keep you focused on achieving what matters most.

Focus On Individuals, Families and Small Businesses

True financial success is about more than reaching a number. It's about having the confidence and resources to support the people, priorities, and experiences that matter most to you. Our planning process begins with understanding your goals, values, and vision for the future. Together, we'll explore the areas of life that shape your financial decisions and help create a strategy aligned with what's most important to you: * **Health \& Well\-Being** – Planning for healthcare needs and long\-term wellness * **Home \& Lifestyle** – Buying, renovating, relocating, or investing in a second home * **Family \& Relationships** – Supporting loved ones and creating financial security across generations * **Experiences \& Leisure** – Pursuing passions, travel, and meaningful life experiences * **Philanthropy \& Legacy** – Making an impact through charitable giving and community involvement * **Career \& Purpose** – Navigating business ownership, career transitions, or work in retirement * **Financial Confidence** – Bringing all aspects of your financial life together through a tailored financial plan As life evolves, your financial strategy should evolve with it. We measure success not only by investment performance, but by the progress you make toward achieving your personal goals and the confidence you have in your financial future.

Philosophy

Successful wealth management starts with a clear understanding of your complete financial landscape. Centered on your goals and priorities, we can create a tailored strategy designed to evolve with changing market conditions. Backed by more than 175 years of combined industry experience, our team draws upon the investment insights of Merrill and the comprehensive banking and lending capabilities of Bank of America to deliver an integrated approach to wealth management. Our commitment is to help you navigate opportunities and challenges with confidence through personalized strategies that align with your aspirations today and for the future. ~The Chief Investment Office (CIO) provides thought leadership on wealth management, investment strategy and global markets; portfolio management solutions; due diligence; and solutions oversight and data analytics. CIO viewpoints are developed for Bank of America Private Bank, a division of Bank of America, N.A., ("Bank of America") and Merrill Lynch, Pierce, Fenner \& Smith Incorporated ("MLPF\&S" or "Merrill"), a registered broker\-dealer, registered investment adviser, [Member SIPC](http://www.sipc.org) and a wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Welcome

Our team is dedicated to helping successful families and business owners navigate the complexities of wealth with clarity and confidence. We begin by gaining a deep understanding of your financial picture, priorities, and long\-term aspirations, creating strategies that are tailored to your unique goals and circumstances. We believe the best outcomes come from collaboration. Working closely with you and, when appropriate, your trusted advisors, including attorneys, accountants, and other professionals, we help develop a coordinated approach that reflects your risk tolerance, liquidity needs, time horizon, and overall vision for the future. Whether your goals include funding a child's education, creating a sustainable retirement income strategy, preparing for future healthcare expenses, or preserving wealth across generations, we provide thoughtful guidance and personalized solutions designed to help you make informed decisions at every stage of life. Our focus extends beyond managing assets. We are committed to helping you build, preserve, and transfer wealth in ways that align with your family's values, helping create a lasting legacy for the generations to come.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition