Richard Gagliano
I'm an energetic financial advisor who believes sound planning should be as dynamic as the people it serves. By day, I guide business owners, retirees, and company executives through tax-savvy investment and retirement strategies; at dawn I'm in the gym, and on the weekends you'll find me chasing birdies on the golf course.
Every relationship starts with a customized, personal financial plan—a living roadmap that aligns cash flow, investments, taxes, and legacy goals with the life my clients want to lead. From there, I track progress, adjust for new realities, and educate each person along the way so they feel confident and in control at every turn.
Away from the office, I’m either cooking in the kitchen, perfecting my espresso game, or enjoying a round of golf. If you're looking for a thoughtful, proactive partner to help you navigate your financial future, I’d welcome the opportunity to connect.
I believe that financial success can be achieved when you're able to make investment-related decisions and trade-offs that can help you reach personally meaningful goals. Whether you're planning your retirement, saving to buy a home or funding a child's education, the process begins by getting to know you and how you feel about the following:
- Health: Managing healthcare expenses, now and in the future
- Home: Upsizing, downsizing, remodeling or buying a vacation home
- Family: Taking care of your family and other people in your life
- Leisure: Spending your free time in meaningful ways
- Giving: Volunteering, mentoring others and giving to charities
- Work: Working in retirement, selling or starting a business
- Finance: Bringing it all together and defining your financial goals
Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant.
Investing involves risk. There is always the potential of losing money when you invest in securities.
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
