The Kulhavi Team

Merrill Lynch Wealth Management
39001 W 12 Mile Rd
Farmington Hills, MI 48331
(248) 488-5085
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The Kulhavi Team believes that good relationships are built through teamwork and involvement, delivered through our advisors, wealth management client associates and access to the global investment capabilities of Merrill and the banking convenience of Bank of America. We want to be your primary source for financial advice and guidance. And we want you to value the dedication and diligence offered to you at each step of the financial planning process.
The Kulhavi Team
Merrill Lynch Wealth Management
Welcome

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, I can help create a strategy as flexible as today's changing market conditions, and I can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. I will work to help you pursue your goals through personalized wealth management strategies.

Recognition
Aaron Romain
Managing Director, Wealth Management Advisor
Forbes "Best-in-State Wealth Advisors", 2019-2022
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
Barron's "America's Top 1200 Financial Advisors State-by-State", 2020-2022
(Published annually in March. Rankings based on data as of September 30 of prior year.)
Show more recognition
The Kulhavi Team
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
Meet Our Team
Aaron Romain,

CFP®,CRPC™

Managing Director, Wealth Management Advisor
248.488.5085
Frank S Lewis,

CRPC™

Vice President, Senior Wealth Planner
248.488.5055
Michael Rybka,

CKP®,CPFA™,CRPC™

Vice President, Senior Financial Advisor
248.488.5087
Jeremy Fick,

CRPC™

Vice President, Senior Financial Advisor
248.488.5035
Christopher Barrett,

CKP®,CPFA™,CRPC™

Senior Vice President, Senior Financial Advisor
248.488.5013
Ronald J Hernesko,

CRPC™

Assistant Vice President, Investment Management Specialist
248.488.5045
James Reid
Assistant Vice President, Investment Management Specialist
248.488.5079
Roxanne Hunter,

CPFA™

Assistant Vice President, Senior Financial Advisor
231.922.3321
Amanda Pelton,

CRPC™

Vice President, Senior Financial Advisor
248.488.5230
Heather M Hernesko,

CRPC™

Vice President, Senior Business Manager
248.488.5438
Allison R Klein,

CRPC™

Vice President, Senior Relationship Manager
248.488.5041
Mary Anne Ryczaj
Wealth Management Client Associate
248.488.5088
Jacob Aymen,

CFP®,CRPC™

Officer, Registered Wealth Management Client Associate
248.488.5008
Jennifer L Miller
Wealth Management Client Associate
248.488.5051
Abigail Romain
Officer, Wealth Management Client Associate
248.488.5072
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Cynthia Bojnowski
Wealth Management Lending Officer
NMLS #533545
Lenora Johnson
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
C(k)P® is a registered trademark of The Retirement Advisor University, Inc.