Cook Mastroberto Team

Who We Work With

#### Our clients come to us with different backgrounds, priorities and financial complexities, but we feel that they share a desire for thoughtful advice and a trusted relationship. We work with individuals, families and organizations who value personalized guidance, personalized planning and a team committed to helping them make informed financial decisions. ### **Business Owners \& Entrepreneurs** For business owners, personal wealth and business success often go hand in hand. We help bring the two together, from personal wealth management and succession planning to 401(k) and workplace retirement plan guidance. With three CPFA® professionals, Kit Mastroberto's background as a pension actuary, and Kevin's firsthand experience as a business owner, our team brings a unique perspective to the financial complexities owners face in managing both their business and personal wealth. ### **Corporate Executives** We help executives navigate the complexities that can come with significant wealth, concentrated stock positions, executive compensation and evolving liquidity needs. Our team coordinates investment management, tax efficient strategies, retirement and estate planning considerations to help simplify financial decisions and keep the focus on long term goals. ### **Families \& Multigenerational Wealth** We help families preserve and thoughtfully transition wealth across generations, with strategies focused on estate planning needs, tax efficiency, philanthropy and preparing the next generation. With third generation advisors on our team, we have worked with generations of families, many of whom have been clients for decades. We value the trust that comes with those long standing relationships and the opportunity to help families plan thoughtfully for the generations that follow. ### **Women** We work with women through every stage of their financial lives, particularly during meaningful life transitions such as divorce, widowhood, retirement or changes within the family. During these times, we believe that having a trusted advisor can provide clarity and confidence when financial decisions may feel unfamiliar or overwhelming. Danielle is especially passionate about helping women understand their financial picture, feel supported in their decisions and create a thoughtful path forward for themselves and their families. ### **Individuals Approaching or Living in Retirement** Retirement brings new opportunities along with important financial decisions. We take a collaborative approach, using our Personal Wealth Analysis to help clients coordinate their investments, income needs, tax efficient strategies and estate planning considerations. Our goal is to help clients feel confident in their plan and supported by a team that continues to work alongside them as their lives, needs and goals evolve. ### **Physicians \& Veterinarians** We help physicians and veterinarians navigate the financial complexities of their careers and practice ownership. Our team provides comprehensive guidance across investments, retirement, tax efficient strategies and estate planning needs, while also connecting practice owners with Bank of America Practice Solutions for financing solutions designed specifically for healthcare professionals. [Click here for more on Practice Solutions](https://business.bofa.com/en\-us/content/business\-banking/practice\-solutions\-loans.html). ### **Foundations \& Endowments** We work with foundations and endowments to help align their investment portfolios with their mission, objectives and long term needs. Our team provides investment management and strategic guidance while supporting the fiduciary responsibilities of boards and committees.

Digital Capabilities

Our online platform is built to help you track your financial goals \- and to make your busy life a little easier. With MyMerrill, you can access your investment, banking and lending accounts when, where and how you want to. Below are links to a variety of MyMerrill capabilities to help you understand how everything works: •[My Merrill Experience](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=client\-video\-share) •[Client Security Features](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=client\-security\-features) •[My Financial Picture](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=mfp_video\-share) •[e\-Signature](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=e\-Signature\-Video) •[Sending Documents to Your Advisor](https://www.mymerrill.com/sve/pages/ecmsmodalpopup.aspx?Type=Sending\-Documents\-to\-Your\-Advisor\-Share)

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition