The Foard Lund Wilson Group

Merrill Lynch Wealth Management
11724 Ocean Gateway
Ocean City, MD 21842
(410) 884-6631
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Even if you think there’s plenty of time before retirement, we believe it's always the right time to meet with an experienced financial advisor from The Foard Lund Wilson Group to discuss your personalized retirement strategy.
The Foard Lund Wilson Group
Merrill Lynch Wealth Management
Welcome

The Foard Lund Wilson Group is a veteran Merrill Lynch Wealth Management team headquartered in Columbia, Maryland with a satellite office in Ocean City, MD. The team believes it offers three pillars integral to each client’s long-term success: (1) A focus on in-depth financial strategy; (2) An emphasis on customized investment management; (3) A commitment to the highest levels of client service. John Foard, Tim Lund, and Joe Wilson offer complementary strengths and mindsets. While each is firmly anchored to core values of honesty and client well-being, each applies a distinctive outlook and skillset.

Tim Lund heads the team’s financial analysis and wealth planning efforts. Thorough and deliberate, Tim spearheads the team’s long-range efforts to streamline and organize multiple aspects of clients’ financial lives.

John Foard, in turn, is the team’s portfolio manager. John applies his extensive knowledge of the capital markets to help translate client goals into concrete strategies. He looks to help clients capitalize on opportunities while remaining mindful of their timelines and risk profiles. “Our approach is goal oriented – not product oriented,” John explains. “We create investment programs that are specifically designed for each client, each family.”

Joe Wilson's 30+ years in the industry give him the veteran experience valued by new and experienced investors. His versatility in dealing with a variety of client situations makes him an important component of the team's "go anywhere" mindset. 

Supporting these initiatives is Juliette Smith (Columbia) who leads the team’s client service model. Highly experienced in addressing client needs and requests, she embodies the team’s client focus. If an issue is important to a client, it is important to the members of The Foard Lund Wilson Group.

About Us
Philosophy

The team welcomes the opportunity to provide value by creating a positive impact on clients' lives, proceeding at the client's pace and comfort level. They offer a suite of services and offerings:

- In-depth wealth management

- Tailored investment management

- Trust and estate planning services

- Cash-flow analysis

- Retirement income strategies

- Education funding

- Long-term care insurance

Meet Our Team
John Foard
First Vice President, Senior Financial Advisor
410.884.6631
Timothy Lund,

CFP®,CRPC™

First Vice President, Wealth Management Advisor
410.213.9270
Joseph Wilson,

CRPC™

Vice President, Wealth Management Advisor
410.213.8522
Juliette R. Smith
Assistant Vice President, Wealth Management Associate
410.884.6654
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Kristina Gentle
Wealth Management Lending Officer
NMLS #484047
Ethan Meyers
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.