GFLWN & Associates

Merrill Lynch Wealth Management
11724 Ocean Gateway
Ocean City MD 21842
(410) 213.9086
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At GFLWN & Associates, our mission is to help clients make informed financial decisions through personalized advice, disciplined planning and ongoing guidance. We work with individuals, families and business owners to help them clarify their goals, organize the pieces of their financial lives and pursue strategies aligned with their priorities, risk tolerance and time horizon. Through a collaborative team approach and access to the investment, planning, banking and lending resources available through Merrill and Bank of America, we are committed to building enduring relationships and supporting clients through each stage of their financial journey.
GFLWN & Associates
Welcome

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, I can help create a strategy as flexible as today's changing market conditions, and I can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. I will work to help you pursue your goals through personalized wealth management strategies.

Recognition
Anna Newton
Senior Vice President, Wealth Management Advisor
Forbes "Top Women Wealth Advisors Best-in-State", 2024-2026
(Published annually Feb – April. Rankings based on data as of June 30 – September 30 of prior year.)
Forbes "Top Next-Generation Wealth Advisors Best-in-State", 2023-2026
(Published annually Aug - September. Rankings based on data as of March 31 of current year.)
About Us
Philosophy

No two people are alike. Consequently, there is no single approach to wealth management that is appropriate for everyone. What matters most to you is what matters most to us. Once we get to know you, your priorities, your goals, risk tolerance, time horizons, liquidity needs and what you want to accomplish over time, only then can the team help you position yourself to identify and address financial challenges and potential opportunities. To that end, we thoughtfully employ our experience and resources to help guide you as you pursue your goals.

Meet Our Team
Anna Newton,

CFP®

Senior Vice President, Wealth Management Advisor
410.213.9096
John Foard
Senior Vice President, Senior Financial Advisor
410.884.6631
Timothy Lund,

CFP®

Senior Vice President, Wealth Management Advisor
410.213.9270
Joseph D Wilson
Joseph D Wilson,

CRPC™

Vice President, Senior Consultant
410.213.8522
Zachary Newton,

CFP®

Assistant Vice President, Wealth Management Advisor
410.213.9086
John Thomas Arrington
John Thomas Arrington
Registered Wealth Management Client Associate
410.213.8520
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Wendy C Phelan
Wealth Management Banking Specialist
Merrill
Jason Cline
Regional Lending Specialist
NMLS #1054231
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.