Profile

I help Gen X and Millennial families, women, business owners, and families with special needs loved ones navigate life's financial complexities with clarity and confidence.
As a CFP® professional and Chartered Special Needs Consultant® (ChSNC®) designee, I work closely with clients to create personalized wealth strategies that reflect their goals, values, and unique family dynamics. Whether you're growing a business, planning for retirement, caring for a loved one with disabilities, or building a legacy for future generations, I provide guidance designed to simplify decisions and keep you focused on what matters most.
My approach is collaborative, compassionate, and judgment-free. Together, we'll create a plan that helps you pursue financial security while supporting the life and future you envision for yourself and your family.

About Me

Focus On – Special Needs

There are few responsibilities more meaningful, or more challenging, than planning for the future of a child with special needs or disabilities. As a parent, you want to provide security, opportunity, and care not only for today, but for many years to come.

I am passionate about helping families navigate this journey with confidence. Together, we can explore strategies that support your loved one's unique needs while balancing the many other financial goals that are important to your family. Every family is different, which is why I take the time to listen, understand your story, and create a personalized plan that reflects your values, priorities, and vision for the future.

Raising and caring for a loved one with special needs often involves decisions that extend far beyond finances. Questions about healthcare, education, independence, caregiving, retirement, and long-term support can feel overwhelming at times. The emotional and financial demands can place stress on even the strongest families.

You do not have to navigate these decisions alone. My goal is to provide thoughtful guidance, practical solutions, and a compassionate partnership so you can feel more confident about the future and focus on what matters most: caring for the people you love.

Investing involves risk. There is always the potential of losing money when you invest in securities.

This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Focus On – Women

I am passionate about helping women navigate the financial decisions that come with every stage of life. Whether you're planning for retirement, changing careers, building a business, supporting children, caring for aging parents, or adjusting to a major life transition, I believe financial planning should begin with understanding your story, your values, and what matters most to you. Your goals, your family, and your finances are deeply connected. The decisions you make today can shape opportunities and security for the people you love tomorrow. That's why I take the time to listen without judgment, understand your priorities, and help you create a personalized plan that reflects your unique circumstances and vision for the future. Many women find themselves balancing multiple responsibilities while putting their own financial needs last. My goal is to help simplify the complexities, provide education and guidance, and empower you to make confident decisions about your finances. Whether you're preparing for retirement, planning for healthcare expenses, evaluating your income needs, or building long\-term wealth, I'm here as a partner and advocate throughout the process. Together, we can develop a strategy designed to help you pursue your goals with confidence, while providing access to the investment insights of Merrill and the banking capabilities of Bank of America. Most importantly, I want you to feel supported, informed, and empowered every step of the way. **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Focus On – Individuals, Families, and Small Businesses

I believe that financial success can be achieved when you're able to make investment\-related decisions and trade\-offs that can help you reach personally meaningful goals. Whether you're planning your retirement, saving to buy a home or funding a child's education, the process begins by getting to know you and how you feel about the following: * Health: Managing healthcare expenses, now and in the future * Home: Upsizing, downsizing, remodeling or buying a vacation home * Family: Taking care of your family and other people in your life * Leisure: Spending your free time in meaningful ways * Giving: Volunteering, mentoring others and giving to charities * Work: Working in retirement, selling or starting a business * Finance: Bringing it all together and defining your financial goals Success will be measured by the amount of progress you are making toward reaching your goals, making thoughtfully considered adjustments as events and conditions warrant. **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Focus On – Retirement Income Planning

Over the last few decades, life expectancy has risen dramatically. Today's retirees are not only living longer, they are living healthier longer. So a question to be answered is "What do you do with those extra years and how will you pay for them?" No matter how much income you may have, putting a retirement strategy in place could be the most important thing—the first thing—you can do as you work with the team on your overall financial strategy. The team can help you determine your lifetime cash flow requirements, you can then focus on the other pieces of your financial life, including legacy and family needs, volunteering for charitable work, leisure time activities, acquisition of collectibles, and building a second home. Let's talk about customizing and implementing a strategy to help you achieve a comfortable retirement. **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Focus On – Gen-X and Millennials

Whether you're building your career, growing a business, raising a family, supporting aging parents, or preparing for what's next, your financial life is likely balancing multiple priorities at once. For many Gen X and Millennial families, financial planning isn't just about saving for retirement. It's about navigating competing demands today while creating opportunities and security for the future. I understand that every family's journey is different. You may be managing student loans, saving for a home, funding a child's education, caring for loved ones, planning for future healthcare needs, or simply trying to determine if you're on the right track. My role is to take the time to understand what matters most to you and help create a strategy that aligns with your goals, values, and lifestyle. Together, we'll look at both the big picture and the day\-to\-day realities of your financial life. By understanding where you are today and where you want to go, we can build a personalized plan designed to help you balance today's responsibilities while preparing for tomorrow's opportunities. I believe financial planning should provide clarity, confidence, and peace of mind. Through thoughtful conversations and personalized guidance, my goal is to help you make informed decisions so you can focus less on financial uncertainty and more on living the life you want to create for yourself and the people you love. **Investing involves risk. There is always the potential of losing money when you invest in securities.** *This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.*

Capabilities

In 1914, Charles Merrill said, "The interests of our customers must come first." That's a commitment that we still honor today. Charles Merrill would be gratified to see how the business he founded continues to place a premium on service and commitment. With the investment insights of Merrill, and with access to the credit and lending capabilities of Bank of America, services are available that can help you address virtually every financial challenge you face.

Additional Resources

The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.

Carolyn F. Grant-Suttie

Senior Wealth Management Lending Officer

NMLS #652345

Bank of America, N.A.

Brian Canuel

Structured Credit Executive

Bank of America, N.A.

Keith Bouchard

Investment Solutions Group Portfolio Strategist

Bank of America, N.A.

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About Merrill

Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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