The Atkinson McGowan Becker Team

Merrill Lynch Wealth Management
30 West Patrick St
Floor 04
Frederick, MD 21701
(301) 698-4705
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Whatever your personal goals may be, we will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.
The Atkinson McGowan Becker Team
Merrill Lynch Wealth Management

Headquartered in Frederick, Maryland, The Atkinson McGowan Becker Team provides customized wealth and investment advice to a select group of individuals and families. Led by Merrill veteran T.J. Atkinson, Cindy Streett, and Keenan Becker, the team differentiates its approach through the caliber of its strategies and the sincerity of its client commitment. Long-term relationships are the hallmark of the team’s service model; the group is privileged to work with multiple generations of client families—some of whom span four generations. Whatever a client’s life stage or path to wealth, the team embraces the opportunity to deliver extraordinary service, cemented through ongoing efforts to advance each client’s goals with precision and care. Client referrals are the primary source of new relationships, a fact that both gratifies and humbles the team. “We’re proud to become part of client families,” T.J. explains, “and they, in turn, become part of ours.”

The Atkinson McGowan Becker Team
Forbes "Best-in-State Wealth Management Teams", 2024
(Published on January 12, 2024. Rankings based on data as of March 31, 2023.)
About Us

You live in a world that's constantly changing. Markets can fluctuate frequently. Potential investment opportunities can arise daily. Regulations are enacted or amended. That's why understanding you and your situation is the best place to start helping you plan your financial future: where you are today, where you want to be tomorrow, and what you want to accomplish along the way. By understanding you and your priorities, we can more effectively provide you with the experience and resources needed to help you build a personalized plan that is rooted in the unique complexities of your life.

Meet Our Team
Tj Atkinson,


Managing Director, Wealth Management Advisor
Keenan Becker,


First Vice President, Wealth Management Advisor
Cindy A. Streett,


Vice President, Senior Relationship Manager
Annette M. Nicolay
Senior Vice President, Resident Director
Rikki Lisa Bowser,


Assistant Vice President, Relationship Manager
Valeria C. Nolan
Wealth Management Client Associate
Austin B. Kelly
Registered Wealth Management Client Associate
Brett Dennis Baile
Registered Wealth Management Client Associate
Richard Streett
Registered Wealth Management Client Associate
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Tim Mulosmanaj
Wealth Management Lending Officer
NMLS #484022
Ryan Schmidt
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.