Kirk has been a financial advisor at Merrill Lynch Wealth Management since 1983. Readily accessible, he communicates with clients proactively and shares timely information that he thinks may impact their portfolios. Kirk enjoys interacting and spending time with clients in order to gain a deeper understanding of who they are and what’s important to them.
Over the past three decades, he has helped clients weather inevitable market shifts and developed a meaningful understanding of the issues that may impact their financial lives, maintaining a sense of calm and stability to help prepare them for the next stage in life. Kirk helps determine if their retirement assets will be sufficient enough to generate income to support the lifestyle they desire, keep pace with inflation, meet unforeseen healthcare costs and withstand downturns in the financial markets.
His investment philosophy is characterized by his ability to track market trends without getting caught up in them. Kirk utilizes a disciplined investment process, focusing on conservative investments and emphasizing risk management and diversification through asset allocation. This approach enables him to accommodate a wide range of objectives and develop portfolios structured to meet clients’ specific needs.
Kirk earned a bachelor’s degree in business management from the University of Maryland. He and his wife, Melissa, live in Annapolis and have three children, Kyle, Kelley and Casey. In his time away from the office, Kirk enjoys boating, skiing and playing golf.
*Asset allocation does not ensure a profit or protect against loss in a declining market.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
