Pamela Gruver Adams
,
Senior Vice President, Wealth Management Advisor
NMLS #532765
10320 Little Patuxent Parkway
Suite 1000
Columbia MD 21044
410.884.6680
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Accessible, knowledgeable and experienced, I am committed to building and maintaining a strong relationship with you. I am passionate about what I do and I bring that passion to helping you and your family make what may be the most important financial decisions of your lives.
Profile

Pamela has been with Merrill Lynch Wealth Management since 1995 and is a partner of the Gruver Adams Jenkinson Group.
 
 She sees the world of investment management from a different perspective, one that allows her to view the world through her clients’ eyes, while never losing sight of the importance of the bottom line.  She never loses focus on the true purpose of her clients’ wealth to help them enjoy the life they live while we collaborate together to create the life they imagine. 
 
Pamela holds the CPWA® designation. The clients she assists are high net worth families, business owners, physicians, retirees and astute female investors. The deeper insights and guidance I’m able to offer, helps clients plan for retirement, minimize taxes, preserve assets, maximize growth and transfer wealth.  

Pamela is an accredited retirement wealth advisor with the designation of CPFA. She assists clients in planning the life long process to achieve their individual dreams of retirement.  She values the trust that clients place with her in planning for whatever it is that gives their life meaning and purpose.

The number of clients she represents is by design notably smaller than the industry norm.  Having fewer clients give her more time to engage in a deeper, more intimate discovery process.

Pamela Gruver Adams was named Forbes Best-in-State Wealth Advisors in 2021, 2022, 2023 and 2024* (published annually Jan - April. Rankings based on data as of June 30 of prior year)

Pamela was also named in Forbes as “Americas Top Women Advisors” in 2020 and 2021** (published annually Feb - April. Rankings based on data as of June 30 - September 30 of prior year)

In her free time she is active at Trinity School, a private Catholic school, and Success and Style, who supports in-crisis women pursuing employment.  She lives with her husband, Brian Baumgardner, and family in Clarksville, MD.

  *Source: The Forbes “Best-in-State Wealth Advisors” list, published annually Jan - April. Rankings based on data as of June 30 of prior year.

Data provided by SHOOK® Research, LLC. Forbes Best-in-State Wealth Advisors ranking was developed by SHOOK Research and is based on in-person, virtual, and telephone due diligence meetings to measure best practices; also considered are: client retention, industry experience, credentials, review of compliance records, firm nominations; and quantitative criteria, such as: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
*Source: The Forbes "America's Top Women Wealth Advisors" list, March 24, 2021. For more information about the selection criteria, go to http://details-he.re/NtSDE5. Forbes is a trademark of Forbes Media LLC. All rights reserved. These rankings and ratings are not representative or indicative of any one client's experience, future performance, or investment outcome, and such rankings should not be construed as an endorsement of the advisor.

**Source: The Forbes “America’s Top Women Wealth Advisors” list, published annually Feb - April. Rankings based on data as of June 30 - September 30 of prior year.

Data provided by SHOOK® Research, LLC. Forbes.com America’s Top Women Advisors ranking was developed by SHOOK Research and is based on in-person, virtual and telephone due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client impact, industry experience, review of best practices and compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Investment performance is not a criterion because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. SHOOK’s research and rankings provide opinions intended to help investors choose the right financial advisor and are not indicative of future performance or representative of any one client’s experience. Past performance is not an indication of future results. Neither Forbes nor SHOOK Research receive compensation in exchange for placement on the ranking. For more information, please see www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.

Recognition
Forbes "America's Top Women Wealth Advisors", 2020
(Published on April 21, 2020. Rankings based on data as of Sept 30, 2019.)
Click here to learn more about advisor recognitions
Meet Our Professional Staff
Honey Saggar
Wealth Management Client Associate
410.884.6645
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Chris Claps
Alternative Investments Regional Specialist
Bank of America, N.A.
William K. (Bill) Flanigan
Employee Benefits Specialist
Bank of America, N.A.
Kristina Gentle
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #484047
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for wealth advisors.
Pamela Gruver Adams is registered to do business in CA, CO, DC, DE, FL, ID, IL, LA, MA, MD, ME, MN, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA, WV.