Veena Garg
,

Senior Vice President, Senior Financial Advisor

100 Front St
Worcester, MA 01608
508.926.3714
Learn more about an advisor's background on
Working closely with generations of loyal client families, I take a highly personalized and disciplined approach that helps them optimize results, minimize mistakes, and pass along wisdom (along with their wealth). 
Profile

In 1984, I moved to Massachusetts from India, where I was an accountant. Launching my career in the U.S. as a teller, I was soon promoted to assistant branch manager. In that role, I came to appreciate the need to bring clients a coordinated offering of appropriate services and solutions. After working at Quick & Reilly as an investment representative, I became a financial advisor at Banc of America Investment Services, and since 2009, at Merrill Lynch Wealth Management.

Over the years, I’ve honed my skills as a resourceful, “hands-on” financial advisor that sees clients as people with distinct needs and ambitions. I need to understand who they’re taking care of, their primary concerns and most cherished goals. I also examine clients’ beneficiaries, wills, powers of attorney, and other documents. I hold the Chartered Retirement Planning CounselorTM (CRPC®) designation from the College for Financial Planning.

When it comes to investing, each client’s comfort with risk, need for liquidity, and other factors drive my efforts. Using Merrill research, I build investment portfolios designed to help clients pursue long-term goals – for themselves and loved ones. Beyond investments, I craft retirement and education planning, liability management, and tax minimization and estate planning strategies. I remind clients to save money when possible, and, especially, to follow the strategy we’ve agreed upon.

As a business owner myself, I hold hardworking clients in high esteem. Virtually all have been with me for more than five years or referred to me recently. They reside here in Worcester, throughout Massachusetts and in seven other states. Among them are active and retired business owners, widows, and others for whom my personal demeanor and desire to enhance distinct aspects of their financial pictures are at the foundation of my offering. 

Having raised three children (who’ve graduated from fine institutions), it’s natural for me to look out for clients’ kids. My children have investments and I believe that clients’ children should, too – as an educational tool that teaches the value of developing wise financial habits. In addition to meeting with clients frequently, I enjoy sharing financial lessons with clients’ children. As a caring parent and financial advisor, my roles often intersect.

 
*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.




I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Meet Our Professional Staff
Anne Ford
Registered Wealth Management Client Associate
508.926.3712
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Veena Garg is registered to do business in CA, CT, FL, MA, NC, NH, NJ, NY, PA, RI, SC, VA.