Tom Berard
,
Senior Vice President, Wealth Management Advisor
45 William Street
Wellesley Hills, MA 02481
781.283.5644
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Through clear communication, I strive to help people visualize and articulate the financial goals that are most meaningful to them at different life stages. Whether you are a millennial, a business owner or corporate executive; accumulating significant wealth, retired, or planning to retire soon, I can help you design and implement a wealth management strategy that reflects your individual goals and values. I am committed to delivering an exceptional client service experience.
Profile

As your wealth management advisor, I’m dedicated to understanding your current financial picture as well as your goals and priorities. I have found that clients’ top concerns include making their money last in retirement when they are no longer earning, financing the best possible education for their children, and safeguarding some funds for emergencies. Whatever your goals, I can draw on Merrill investment strategies to help you create a disciplined wealth management approach. As your life circumstances and the markets change, I can help you review your progress and adjust your strategies as needed.   
 
My commitment to building long-term relationships with clients includes ongoing coaching and financial education. By exploring different wealth management scenarios, and helping you interpret the constant stream of information about world events and their potential impact on markets, I can help you take the emotion out of making important financial decisions.           
 
I draw on my over 25 years of wealth management experience, and the deep resources of Merrill Lynch Wealth Management, to help clients create customized financial strategies tailored to their individual goals.  As a lifelong learner, I stay current on industry trends and wealth management strategies through memberships in the Investments & Wealth Institute

I am a qualified Portfolio Manager who, in addition to providing traditional advice and guidance, can help clients pursue their objectives by building and managing my own personalized or defined strategies, which may incorporate individual stocks and bonds, Merrill Lynch Wealth Management model portfolios, and third-party investment strategies.  When servicing clients through the firms’ Investment Advisory Program, as a Portfolio Manager I may manage my strategies on a discretionary basis. 

In addition, I am a CERTIFIED FINANCIAL PLANNER professional, certified by the CFP® Board.  I also hold the Certified Investment Management Analyst® designation from the Investments & Wealth Institute

Prior to joining Merrill in 1998, I spent over six years in hotel and restaurant management and accounting with a global luxury hotel franchise.  In that career, I learned the value of delivering exceptional client service.  I graduated with honors from the University of Massachusetts, Amherst, where I earned a Bachelor of Science degree at the Isenberg School of Management.  I am an avid reader who also enjoys fitness training and spending time with my family.

About Me
Welcome

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

Meet Our Professional Staff
Lourdez Cortez
Registered Senior Wealth Management Client Associate
781.431.4070
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Thomas Berard is registered to do business in AZ, CA, CO, FL, GA, IL, MA, MD, ME, NC, NH, NJ, NY, PA, SC, TX, VA, VI, WA.