David YC Wang

David is a Vice President and Senior Financial Advisor at Merrill Lynch Wealth Management with 19 years of experience in the financial services industry. He provides strategic, personalized wealth management and investment guidance to individuals, families, and businesses nationwide. David is committed to delivering disciplined, client focused strategies that help clients plan for, grow, and preserve their wealth.

David began his financial services career in 2007 as a Senior Associate with KPMG Financial Advisory, gaining foundational experience in financial analysis and advisory services. Before joining Merrill, he served as a Vice President and Private Client Advisor at J.P. Morgan Chase, where he advised high net worth clients on customized financial planning and investment solutions. This diverse background enables David to guide clients through complex financial decisions with clarity and care.

At Merrill, David leverages the firm’s broad investing capabilities, insights from BofA Global Research, and Bank of America’s full suite of banking and lending solutions. His areas of focus include investment management, portfolio construction, retirement planning, insurance (Life and Annuity) strategies, tax efficient planning approaches, and lending solutions such as mortgage, home equity, and commercial financing (NMLS ID 1822379).

David holds a master’s degree in accounting and taxation from the University of Hartford and a professional certificate in finance from New York University. He maintains Series 7 and 66 FINRA registrations and holds licenses in Life, Annuity, Long Term Care, and Health Insurance.

A resident of Connecticut and later Massachusetts for more than 30 years, David serves clients across the USA and travels frequently to California to connect with clients and communities there. Fluent in Mandarin Chinese, he offers a global perspective and a culturally informed approach to client service. Outside of his professional responsibilities, David enjoys traveling, filmmaking, and producing electronic music.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.

*Any information presented in connection with BofA Global Research is general in nature and is not intended to provide personal investment advice. The information does not take into account the specific investment objectives, financial situation and particular needs of any specific person who may receive it. Investors should understand that statements regarding future prospects may not be realized. BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. BofA Global Research does and seeks to do business with companies covered in its research reports. As a result, investors should be aware that the firm may have a conflict of interest that could affect the objectivity of this report. Investors should consider this report as only a single factor in making their investment decision.

BofA Global Research was named one of the Top Global Research Firms in 2024 by Extel, formerly Institutional Investor Research
Extel, formerly Institutional Investor Research, announced BofA Global Research as one of the Top Global Research Firms in 2024 based on surveys held throughout the year. Extel creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals. The 2024 Global Research Leaders ranking lists sell-side research providers by the combined total number of positions earned across Extel’s 2024 research team surveys. Results of each survey are published separately throughout the year, beginning in March 2024 with the Japan Research Team and concluding in December 2024 with the Global Fixed Income Research Team. Rankings for each poll are determined strictly by using numerical scores. Extel takes the number of votes awarded to each firm in a sector and weight it in relation to the size of the institution responding and rating it awarded. Firms are designated runners-up when their scores fall within 35 percent of the third-place scores. BofA Global Research is research produced by BofA Securities, Inc (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Rankings and recognition from Extel are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.

Merrill Lynch Wealth Management is here to help you achieve your goals. It is more than looking at markets and returns. It’s about what’s important to you — reaching your goals and managing risks. Whether you’re welcoming a new addition to the family, buying a new home, sending children to college, planning for retirement or leaving a legacy, we will work closely with you to help you define your priorities and connect you to the right solutions.

Choose from a wide range of financial capabilities, including but not limited to:

Advice and Guidance

• Goals-based wealth management process¹
• Education funding strategies¹
• Extensive global research¹
• Tax minimization strategies¹
• Investment personality assessment¹

Retirement

• Managing income in retirement¹
• Managing 401(k) during job transition¹
• Planning for retirement¹
• Health care expense planning¹
• Retirement income planning¹

Access to Banking

• Everyday cash management²
• Savings products²

Lending

• Credit cards²
• Home financing²
• Home equity financing²
• Securities-based lending²
• Customized lending²

Investments

• Alternative investments¹
• Concentrated stock services¹
• Equity and fixed-income strategies¹
• Managed account programs¹
• Market-linked investments¹
• Unit investment trusts¹
• Closed-end funds¹

Estate Guidance Services

• Charitable giving²
• Insurance and annuities³
• Private family foundations²
• Trusts²

Solutions for Business

• Liquidity and cash management²
• Commercial loan financing²
• Retirement solutions¹
• Succession planning¹
  
  1 Investment products are offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated.
  2 Banking, mortgage and home equity products are offered by Bank of America, N.A.
  3 Insurance and annuity products offered through Merrill Life Agency Inc.
  
  *Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment’s investment objectives will be achieved.
  
  *You have choices about what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to roll over to an IRA or convert to a Roth IRA, roll over a 401(k) from a prior employer to a 401(k) at your new 122 employer, take a distribution, or leave the account where it is (if applicable). Each choice may offer different investments and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information, please contact your Merrill Financial Advisor.