The Lusteg Dwyer Wealth Management Group

Merrill Lynch Wealth Management

1414 Main Street
Floor 23
Springfield, MA 01144
(413) 747-6905
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Every member of our team is dedicated to helping people achieve their financial goals. We believe every client is entitled to the highest level of personalized service and care. With the global resources of Merrill, we’ll place you at the center of the wealth management process as we work together to design a goals-based financial approach to help you reach the goals that matter most to you.
The Lusteg Dwyer Wealth Management Group
Merrill Lynch Wealth Management
Welcome

The Lusteg Dwyer Wealth Management Group serves an accomplished clientele that can benefit from the value of an experienced wealth management team working strategically on their behalf. Before investments are considered, David and Kelly help clients explore and identify goals that hold meaning for themselves and their families. Special efforts are also made to engage spouses and partners on matters that affect retirement, estate and philanthropic planning strategies.

“Superior wealth management demands that we fully understand each client. We serve people who want to have the right strategy in place and follow it. Rather than being involved in daily investment decisions, they want to know what they own and why,” David points out.

Having known many clients for decades, The Lusteg Dwyer Group now serves families in Massachusetts, New England, and nationwide – physicians, dentists, executives, business owners and retirees. The team’s holistic, forward-looking approach is designed to help clients prepare for desired retirement lifestyles, as well as unlikely circumstances.

“We’re very interested in behavioral finance, assessing clients’ investment personalities, and reminding them how emotional reactions can delay their goals. We also call clients during volatile markets to allay their concerns and encourage them to call when buying a second home, or sending a child to a state or private college,” David explains.

To help preserve clients’ assets and grow them to reflect a client’s comfort with risk, The Lusteg Dwyer Group uses the Merrill Lynch Wealth Management due diligence team to help select professionally managed portfolios of stocks, bonds and other asset classes. David and Kelly also coordinates with clients’ CPAs and attorneys to align tax minimization and estate planning strategies.

“I believe clients value our discipline and devotion,” David says. “By crafting thoughtful strategies for retirement, education funding, wealth transfer and more, we can better position clients for positive outcomes that bring them personal and financial rewards.”

\*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.
About Us
Welcome

The Lusteg Dwyer Wealth Management Group serves an accomplished clientele that can benefit from the value of an experienced wealth management team working strategically on their behalf. Before investments are considered, David and Kelly help clients explore and identify goals that hold meaning for themselves and their families. Special efforts are also made to engage spouses and partners on matters that affect retirement, estate and philanthropic planning strategies. The group also focuses on helping clients express their personal values through E.S.G. investing without sacrificing performance.

"Superior wealth management demands that we fully understand each client. We serve people who want to have the right strategy in place and follow it. Rather than being involved in daily investment decisions, they want to know what they own and why," David points out.

Having known many clients for decades, The Lusteg Dwyer Group now serves families in Massachusetts, New England, and nationwide – physicians, dentists, executives, business owners and retirees. The team's holistic, forward-looking approach is designed to help clients prepare for desired retirement lifestyles, as well as unlikely circumstances.

"We're very interested in behavioral finance, assessing clients' investment personalities, and reminding them how emotional reactions can delay their goals. We also call clients during volatile markets to allay their concerns and encourage them to call when buying a second home, or sending a child to a state or private college," David explains.

To help preserve clients' assets and grow them to reflect a client's comfort with risk, The Lusteg Dwyer Group uses the Merrill Lynch Wealth Management due diligence team to help select professionally managed portfolios of stocks, bonds and other asset classes. David and Kelly also coordinates with clients' CPAs and attorneys to align tax minimization and estate planning strategies.

"I believe clients value our discipline and devotion," David says. "By crafting thoughtful strategies for retirement, education funding, wealth transfer and more, we can better position clients for positive outcomes that bring them personal and financial rewards."

*Impact investing and/or Environmental, Social and Governance (ESG) managers may take into consideration factors beyond traditional financial information to select securities, which could result in relative investment performance deviating from other strategies or broad market benchmarks, depending on whether such sectors or investments are in or out of favor in the market. Further, ESG strategies may rely on certain values based criteria to eliminate exposures found in similar strategies or broad market benchmarks, which could also result in relative investment performance deviating.
Meet Our Team
David Lusteg,

CFP®

Senior Vice President, Wealth Management Advisor
413.747.6905
Kelly Dwyer,

CFP®

Wealth Management Advisor
407.839.2629
Joan Simard
Officer, Registered Wealth Management Client Associate
413.747.6979
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Jeffrey Wiedmann
Wealth Strategies Advisor
Bank of America, N.A.
Serin Soukas
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #481127
Dovile Malinauskaite
Wealth Management Banking Specialist
Merrill
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.