Dwyer & Associates
Kelly cultivates trustworthy and supportive connections with clients across the country, including multi-generational families, individuals, and members of the LGBTQ+ community. She has an affinity for working with female business owners and executives, empowering them with the financial tools to help safeguard and grow their estates. She also guides widows and divorcées who are taking pivotal steps towards financial independence. Kelly's planning-based approach to wealth management emphasizes financial education. With integrity at her core, she is committed to doing what is right for her clients while maintaining her professional principles. She also adds value by coordinating with attorneys, CPAs, and other professionals, as well as connecting clients with the wide range of resources available through Merrill and Bank of America. Some of the services she provides are: Sudden Wealth Planning Retirement Planning Education Planning - 529 plan, Coverdell ESA, UTMA/UGMA Lending - Home, Auto, Residential, Commercial, Boat & Private Aircraft through Bank of America Insurance - Life, Long Term Care, Annuities, Disability Employer Benefit Guidance Estate & Trust Guidance Business Succession Planning Coordination with other Advisors - CPAs & Attorney
Every relationship begins with a conversation, helping you identify and prioritize which goals matter most to you. Whether it's transferring wealth to the next generation, customizing your financial approach to help you pursue your passions, or providing advice and guidance to help you stay informed, we start by listening to learn more about you and your family.Your approach to investingDrawing upon research in the field of behavioral finance, Merrill developed the Investment Personality Assessment to help us get to know you better as an investor and potentially help you refine your own investing preferences. By gaining a deeper understanding of how you think and feel about investing through this assessment, we can customize the financial approach we develop together to help you pursue what matters most to you. Our Investment Personality Assessment is one of the ways to help us get to know you - to understand your goals and priorities. These questions will help us provide you with additional insights and resources.Understanding your goals and prioritiesYour life and goals change. We have tools to help you keep track of these changes so they can be reflected in your financial approach.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
