BAC Institutional Services Team Photo
BAC Institutional Services
2221 Washington Street
Newton MA 02462
(800) 695.2250
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Mission Statement
BAC Institutional Services believes that good relationships are built through teamwork and involvement, delivered through our advisors, wealth management client associates and access to the global investment capabilities of Merrill and the banking convenience of Bank of America. We want to be your primary source for financial advice and guidance. And we want you to value the dedication and diligence offered to you at each step of the financial planning process.
Welcome

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, I can help create a strategy as flexible as today's changing market conditions, and I can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. I will work to help you pursue your goals through personalized wealth management strategies.

And More

Beyond our experience, we offer access to the deep intellectual capital and broad capabilities of Bank of America Corporation and its affiliates. If we identify a need we can’t service ourselves, we can connect you with the people and resources to help you. Through our network of advisors, we strive to deliver strategies to help you manage the day-to-day and long-term responsibilities required in pursuing your institution’s goals. As we work together to address your evolving needs, we can help make the broad capabilities of Bank of America Corporation feel more accessible.

Recognition
Brian Rossano
Managing Director, Senior Resident Director
Forbes "America's Top Wealth Management Teams High Net Worth", 2023-2024
(Published annually in November. Rankings based on data as of March 31 of current year.)
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About Us
Mission

focus on principles, plan tactics and targeted, effective education to help your organization pursue its goals and help your employees pursue their best financial lives.

Meet Our Team
Brian Rossano,

CPFA®

Managing Director, Senior Resident Director
800.695.2250
Kenneth Otoole
Senior Financial Advisor
617.243.8069
Scott Stanwood,

CRPC™

Assistant Vice President, Investment Management Specialist
617.243.8076
Mark Carpentier,

CFP®, CPFA®

Wealth Management Advisor
617.243.8012
Kelly W Von Ahn,

CRPC™

Vice President, Senior Relationship Manager
617.243.8058
Vanessa M Saputo
Officer, Registered Wealth Management Client Associate
978.921.6732
Steven J Gendron
Assistant Vice President, Business Manager
617.243.8033
Alison F Willig,

CRPC™

Assistant Vice President, Business Development Specialist
617.243.8023
Rachel Cheng
Assistant Vice President, Wealth Management Associate
617.243.8074
Sarah Silcox
Officer, Registered Wealth Management Client Associate
617.243.8078
Carl Cafaro,

CPFA®

Managing Director, Wealth Management Advisor
617.243.8046
Aditya Raj Nathan,

CRPC™

Wealth Management Specialist
617.243.8059
Jeffrey Jacobs
Financial Advisor
617.243.8079
Brendan Paul Horrocks
Registered Wealth Management Client Associate
617.946.4289
Nancy Perez-Tamez,

CRPC™

Officer, Registered Wealth Management Client Associate
617.243.8001
Jonathan Greer
Managing Director, Wealth Management Advisor
617.243.8018
Erik Morland
Senior Vice President, Senior Financial Advisor
617.243.8022
Nicholas Cafaro
Senior Vice President, Senior Financial Advisor
617.243.8051
Stephen Vacher,

CFP®

Senior Vice President, Wealth Management Advisor
617.243.8041
Robert Chiacchio
Senior Vice President, Senior Financial Advisor
617.243.8030
Albert Crimaldi,

ChFC®, CFP®, CLU®, RICP®

Vice President, Wealth Management Advisor
401.278.7009
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Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
CLU® and Chartered Life Underwriter® marks are the property of The American College of Financial Services, which reserves the sole rights to its use, and is used by permission.
RICP® and Retirement Income Certified Professional® are the property of The American College, which reserves sole rights to its use, and is used by permission.

Investing involves risk. There is always the potential of losing money when you invest in securities. Past performance does not guarantee future results. Asset allocation, rebalancing and diversification do not guarantee against risk in broadly declining markets.


Bank of America, Merrill, their affiliates, and advisors do not provide legal, tax or accounting advice. Clients should consult their legal and/or tax advisors before making any financial decisions.


This material does not take into account a client’s particular investment objectives, financial situations, or needs and is not intended as a recommendation, offer, or solicitation for the purchase or sale of any security or investment strategy. Merrill offers a broad range of brokerage, investment advisory (including planning) and other services. There are important differences between brokerage and investment advisory services, including the type of advice and assistance provided, the fees charged, and the rights and obligations of the parties. It is important to understand the differences, particularly when determining which service or services to select.


Workplace Benefits is the institutional retirement and benefits business of Bank of America Corporation (“BofA Corp.”) operating under the name “Bank of America.” Investment advisory and brokerage services are provided by wholly owned non-bank affiliates of BofA Corp., including Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S” or “Merrill”), a dually registered broker-dealer and investment adviser and Member SIPC. Banking activities may be performed by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC.


Merrill Institutional Consulting™ (MIC) is part of Global Wealth and Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation (“BofA Corp.”), and offers products and services for the benefit of institutional and ultra-high net worth clients through dually registered representatives of Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “MLPF&S“ or “Merrill”) who can provide brokerage and investment advisory services. The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Banking products, services and activities are offered by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. MLPF&S and Bank of America, N.A. are affiliates of Bank of America Corporation.


MLPF&S is a dually registered broker-dealer and investment adviser and Member SIPC. MLPF&S makes available investment products sponsored, managed, distributed or provided by companies that are affiliates of BofA Corp.


BofA Global Research is research produced by BofA Securities, Inc. (“BofAS”) and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC and wholly owned subsidiary of Bank of America Corporation (“BofA Corp.”)


Merrill Lynch Life Agency Inc. (“MLLA”) is a licensed insurance agency and a wholly owned subsidiary of BofA Corp.


Banking products are provided by Bank of America, N.A., and affiliated banks, Members FDIC and wholly owned subsidiaries of BofA Corp.


Investment products offered through MLPF&S and insurance and annuity products offered through MLLA:


Are Not FDIC Insured

Are Not Bank Guaranteed

May Lose Value

Are Not Deposits

Are Not Insured by Any Federal Government Agency

Are Not a Condition to Any Banking Service or Activity

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