The Brown - Haggerty Group
At The Brown-Haggerty Group, we have earned a growing reputation for addressing the often-sophisticated wealth management and retirement needs of client families that span generations and the nation’s geography. We believe the breadth and depth of our offering distinguishes our practice and the enduring benefits our clients can enjoy.
Who Do We Serve?
Financially-astute men and women who share our energy and entrepreneurial spirit. As they build wealth and families, these clients are strapped for time – facing myriad decisions that include planning for retirement, managing their companies and concentrated stock positions, taking care of their employees, selling their enterprises, being tax efficient, and creating meaningful family legacies.
To learn from clients, we apply our rigorous training as CERTIFIED FINANCIAL PLANNER® CFP® certificants to ask questions meant to provoke thoughtful discussion. This ongoing dialog can help clients explore and articulate goals and concerns as they occur. By doing our jobs well, we help each client live the life THEY want.
We may ask: "What is the purpose of your wealth?"
"What is your greatest financial concern or regret?" "Do you want to leave a family legacy?" "How do you envision a rewarding retirement?" "What do you see as potential obstacles?"
"What have you always wanted to do, that you don't think is possible?"
As active listeners, we encourage our clients to share what they may never have told a previous advisor, or even a close friend. Our intent is to discuss whatever is on a client's mind – their health, work-life balance, cash flow, tax situation, career opportunities, sending children to college, or legacy and philanthropic planning. We follow up with a clear assessment and alternate scenarios of what to expect going forward.
Results and relationships matter to us – and to our clients. For a more detailed description of how we can help you, please read the sections below.
At The Brown-Haggerty Group, our planning-based approach is a hallmark of our offering. It drives everything we do – and everything we advise clients to do.
From the outset of each relationship, we ask questions – some expected, some not;
"Why have you come to us, and why now?"
"What needs to happen for you to feel more confident and successful, personally and professionally?"
"What's the most important thing in your life? Who are you responsible for?"
Based on a client's answers, we may ask:
"Do you have an emergency fund?"
"Is your estate planning up to date?"
"What is your "liquidity event" goal?"
"Do you have a buy-sell agreement?
"Do you feel like you have the right insurance?"
"Do you want to liquidate your business or pass it on to your heirs?"
Just as we ask questions of clients, we also address their concerns. Many ask if they're on track to achieve the goals they desire such as if they can afford to send a child to a private college; if they can purchase a second home; if they can enjoy a comfortable retirement or travel the world. By examining changes that may be required in clients' saving and spending behavior, as well as their goals, we can tailor the strategies we provide to help our clients meet their desired outcomes.
In talking with clients about their families, we remind them that part of our job is helping them leave memories, not just money – finding joy along the way without compromising long-term goals.
CFP®, CPFA®, CSRIC®