Robert Santos
,
Vice President, Senior Financial Advisor
1545 Iyannough Road, Rt. 132
Hyannis, MA 02601
508.771.9838
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Our team focuses on addressing the investing and fiduciary responsibilities of institutions as well as the wealth management needs of individuals and families. We work closely with clients to determine their needs so that we can craft customized financial strategies to help them pursue their goals.
Profile

Robert A. Santos, CRPC®, CPFA - Vice President | Senior Financial Advisor | Senior Portfolio Advisor | Retirement Benefits Consultant

Since Robert joined Merrill in 2005 he has been advising clients on wealth accumulation, wealth preservation and legacy transfer by utilizing an individually customized goals based wealth management process. This process includes wealth analysis, risk-based portfolio construction, liability management, tax minimization, life insurance analysis, and asset preservation with a specific emphasis on helping a client actualize their long-term financial objectives.

Robert incorporates a “holistic” approach by working closely with his client’s other trusted advisors, attorney and CPA, in order to address their tax, trust, philanthropic and estate planning issues – including wealth transference. As a Retirement Benefits Consultant he provides recommendations to plan sponsors on company 401K Plans, Defined Benefit Plans and executive deferred compensation plans.  He also provides counsel in areas of cash management, financing, risk management and business succession planning.

Robert graduated from Cambridge College, Cambridge, MA with a Master’s Degree in 1992, and holds FINRA Series 7 and Series 66 Registrations, and a Life/Health Insurance License. He earned the designation Chartered Retirement Planning CounselorTM from the College for Financial Planning, and the designation Certified Plan Fiduciary Advisor® from the National Association of Plan Advisors.

Currently he serves on the UMASS Dartmouth Charlton Business School - Business Advisory Board, and is a member of the Bristol County Estate Planning Council.

Robert resides in Southeastern MA with his wife, Maryanne, and has two children, daughter - Arielle, and son - Julian.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Merrill

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The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Robert Santos is registered to do business in AZ, CA, CT, DC, DE, FL, GA, MA, ME, NC, NH, NJ, NM, NY, RI, VT.