Our team provides tailored solutions to meet the sophisticated needs of ultra-high net worth individuals. Serving only a select group of clients whose needs and values are at the center of our dedicated focus, we offer both the intimacy of a boutique and the global resources of one of the world’s largest financial services firms. We pride ourselves in providing exceptional client service in a confidential setting, building meaningful and lasting relationships with our clients.
Building Collaborative, Long-Term Client Relationships
Investment Philosophy and Methodology
We are ardent practitioners of a disciplined global asset allocation approach encompassing several asset classes to create a portfolio that is designed to help meet a specific set of outcomes such as a client's financial independence, income, retirement, philanthropy and other uniquely personal goals. Our approach has two components: a strategic asset allocation designed for the long term and a tactical overlay focused on taking advantage of the short term inefficiencies of the market. We are constantly studying markets to identify profitable and durable long term themes and sectors that may align with clients' risk tolerance, liquidity needs, time horizon and long and short-term goals.
We believe investment vehicles such as exchange traded funds, mutual funds, hedge funds and SMA's (separately managed accounts) are only a means to an end. To help pursue clients' specific goals, we carefully design portfolios using a variety of investment vehicles using our open-architecture model – a platform that provides us access to some of the industry's best investment managers. In addition, using BofA Global Research's proprietary, award-winning research*, we may suggest to clients that they add additional sleeves to a portfolio for equity and fixed income management.
Another cornerstone of our philosophy involves using tax minimization strategies, which we focus on all year round as opposed to a reactive, last minute approach. Our portfolio objective is to help manage volatility and downside risk while maintaining a steady focus on long term wealth accumulation. We employ portfolio rebalancing on a periodic basis to see that portfolios are properly aligned for risk and return.
One of the attributes of our team's intellectual capital is our strong and nuanced understanding of global economics and wealth creation. This perspective helps us work with you to design investment portfolios that fully take advantage of the many opportunities that the global markets have to offer.
Assistance With the Many Dimensions of Family Wealth
A number of client relationships span several generations. The Sharma Group can help clients craft family mission and value statements incorporating their financial, social, philanthropic and intellectual goals and resources. We can also organize family investment meetings, bringing everyone together for advice and guidance about important legacy issues. To assist members of the younger generation in making informed, well-thought-out decisions, our team has a financial advisor dedicated to working with them and providing ongoing education regarding budgeting, wealth management and investing.
The Personalized Attention You Expect and DeserveOur team works with a select number of clients by design so that we can provide high-touch, concierge-level service and devote significant time and resources to every relationship.
Private Wealth Management Professionals
Our private wealth managers and Senior Financial Advisors provide clients with a direct line to all the resources and capabilities of a truly global investment firm—in ways that are more in keeping with a small, very exclusive boutique-like atmosphere. Concierge services, family meetings, and private seminars and events are all part of the experience.
Some or all alternative investments may not be in the best interests for certain investors. Certain alternative investments carry significant risk and are not subject to the same regulatory oversight as mutual funds and other traditional investments. For these reasons, access to alternative investments may be limited to investors who are designated as sophisticated, high-net-worth investors.
Institutional Investor magazine announced BofA Global Research as one of the Top Global Research Firms in 2023 based on surveys held throughout the year. The magazine creates rankings of the top research analysts in a wide variety of specializations, drawn from the choices of portfolio managers and other investment professionals at more than 1,000 firms. BofA Global Research is research produced by BofA Securities, Inc ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker-dealer, Member SIPC, and wholly owned subsidiary of Bank of America Corporation. Learn more about the methodology at Institutional Investor. Rankings and recognition from Institutional Investor are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement.
CFP®, CPFA™
CFA, CSRIC®
CFP®
Looking at your wealth from every angle
Navigating complex wealth requires more than making investing decisions. It takes a trusted confidante who can help you step back and see the big picture. Your Merrill Private Wealth advisor is that steadfast guide — advocating for you, your family, and the people and causes you care about. Working together, we can help with strategies designed to grow, sustain and transfer your wealth to amplify the impact at every step of life's journey with insight, simplicity, perspective and solutions. Find out what it's like to work with us.
