Liam McCarthy

I create holistic state-of-the-art financial strategies and customized investment portfolios that provide long-term value. I work with clients to keep them on track for retirement and all their life goals. I run advanced software simulations to track their progress and to effectively strategize overcoming any gaps or shortfalls in their plan. Merrill's goals-based planning, risk management techniques, and asset allocation strategies help to offset market volatility while providing long-term growth and wealth preservation.
I advise on traditional & model portfolios, unwinding concentrated stock positions, restricted stock units (RSUs), employee stock options (ESO), real estate investment trusts (REITs), hedge funds, private equity (PE), venture capital (VC), real assets, equities, fixed income, municipals, annuities, long-term care insurance, health insurance, market linked investments (MLI), loan management accounts (LMAs), old 401(k)s, solo 401(k)s, and cash balance plans.
*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved. *Asset allocation does not ensure a profit or protect against loss in a declining market. *You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.