Liam McCarthy

I create state‑of‑the‑art financial plans and customized investment portfolios that deliver long‑term value and lasting financial confidence. I help clients stay on track for retirement and major life goals by understanding their priorities, anticipating challenges, and implementing strategies that adapt as their circumstances evolve.

Using Merrill’s premier goals‑based planning technology along with advanced risk management techniques and quality asset allocation frameworks, I help reduce the impact of market volatility while pursuing long‑term growth and wealth preservation.

I advise on portfolio construction, concentrated stock management, and alternative & private investments.
This is a full range of stocks, bonds, ETFs, mutual funds, hedge funds, private equity (PE), venture capital (VC), real estate investment trusts (REITs), real assets, restricted stock units (RSUs) employee stock options (ESO), municipals, annuities, market linked investments (MLI), loan management accounts (LMAs), old 401(k)s, solo 401(k)s, and cash balance plans.

*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.
*Asset allocation does not ensure a profit or protect against loss in a declining market.
*You have choices for what to do with your 401(k) or other type of plan-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is. Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment (particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.