We believe that critical decisions are made confidently when you are organized, informed, and disciplined.  Our team’s process builds that confidence by simplifying the financial lives of successful, goal-oriented professionals and their families.

It is critical that we understand how you prioritize success, articulate exactly what is important to you, capture that in a written plan, and then make it simple to execute the steps that lead to success, both in the near and long term. 

When we think about organization, we consider three things:

1.       The Financial Health of a Household - We account for all of your assets and liabilities, and summarize them both on paper and digitally.  This personal balance sheet will allow your family to evaluate your overall financial position and serves as a guide to determine liquidity, intelligent working capital, current and future cash flow, and the most efficient use of debt.

2.       Keeping more of what you earn - Taxes can have a meaningful impact on investment returns and outcomes.  Placing investment management strategies and securities in the appropriate account structure – whether it be a taxable, a retirement or a trust account - can reduce the tax drag on portfolios. That way, clients can keep more of what they earn.

 3.       Establishing and maintaining alignment with the long-term goals - Estate Planning is too often considered legacy planning; it can be, but it also guards your present state, strategically keeps money from landing in the wrong place, and is a safeguard should anything catastrophic happen. 

The result of formulating and executing a thoughtful plan is that you will feel confident that are on the right track to achieve your articulated goals.  You will have a feeling of control in your decision making, because you can measure the impact; and you should also get assurance when this happens, knowing that you are on the right track.