Wilden, Thompson & Associates

When was the last time you measured the exact moment work can become "optional"?

Most successful professionals never do. They're too busy earning a living to calculate the freedom they've already earned.

So they keep working longer than they must.

Not because they want to…
but because no one has ever shown them the numbers that prove they can step off the treadmill with confidence.
In my experience, people don't delay retirement for lack of wealth.

They delay it for lack of clarity.

That is precisely why Merrill built the Personal Wealth Analysis®.
It is not guesswork.
It is not intuition.
It is a software-driven, data-rich examination of your entire financial life…laid out with the candor of an X-ray.

Here's what it reveals:
• A single dashboard that gathers everything you own, everything you owe, and everything exposed to risk.
• A true baseline of your financial position…without rosy assumptions or hidden liabilities.
• A clear projection of whether you have enough, just enough, or substantially more than enough to make work optional.

Once your position is known, we shift to the real craft:
Designing a tax-efficient income plan and a portfolio engineered to help grow and preserve your assets through the next 20–30 years.

This includes discretionary, custom-built portfolios, an intelligent options overlay, and a thoughtful blend of liquid and alternative assets - an approach refined for people who prefer strategy over speculation.

If you want to stop guessing and start knowing, a Personal Wealth Analysis will tell you exactly where you stand.
If you'd like to see what your numbers say, let's have a conversation offline.

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Some or all alternative investment programs may not be in the best interest of certain investors. No assurance can be given that any alternative investment's investment objectives will be achieved.
*A Portfolio Manager can help clients pursue their objectives by managing on a discretionary basis [his/her] own Personalized or Defined Strategies, which may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies.
*Options involve risk and are not suitable for all investors. Before engaging in the purchase or sale of options, investors should understand the nature of and extent of their rights and obligations and be aware of the risks involved in investing with options. Prior to buying or selling an option, clients must receive the options disclosure document Characteristics and Risks of Standardized Options. This document is available by contacting your Merrill Financial Advisor.