Victoria Cannon

How do we get started?

For new relationships, this is what you can expect as we begin working together: * **Intro (30 min)** — We'll have a brief conversation to confirm we're a good fit for each other and outline specific next steps. Once we align on the plan and next steps, we'll begin onboarding. * **Onboarding (30 days)** — We'll open, fund, and invest your accounts, and add features that are relevant to your situation, like recurring transfers or powers of attorney. For items that take longer, I'll follow up and keep everything moving until it's complete. * **Discovery (60–90 min)** — We'll explore your goals, finances, and family context. From there, I'll build your initial financial plan and schedule a time to review it together (usually within 1–2 weeks) following the onboarding. * **Plan Presentation (60–90 min)** — We'll review your plan, compare your options, and clearly outline next steps.

What It's Like to Work With Me!

After your accounts are set up, my focus shifts to proactive monitoring and consistent communication. Here's the rhythm you can count on: * **Annual or Semiannual Review** — At least once a year, we'll meet for a full review of your financial plan. If you would prefer more frequent updates, we can schedule reviews every six months. In these meetings, we'll revisit your goals, assess your portfolio, discuss market conditions, and identify important action items to address. * **Quarterly Check\-Ins** — You can expect to hear from me directly every quarter to share updates, catch any changes early, and make sure your plan is still aligned to your priorities and values. * **Market Volatility** — When markets are volatile, you'll hear from me. I'll help you focus on what matters, filter out the noise, and use your plan as a guide for smart decisions. * **Responsive Support** — Beyond my regular touches, you're always welcome to reach out—no need to wait for me! Whether it's a quick question or a major life change, I'm available by phone, text, or email. We can always meet as needed to adjust your plan.

Why Merrill?

Working with me means working within one of the most technologically advanced financial platforms in the world, helping to make your financial life easier and more secure. * **Simplification** — Your financial life works better when it's connected. With access to the investing capabilities of Merrill and the banking convenience and lending solutions of Bank of America, we help you navigate financial complexities and possibilities smoothly. * **Institutional Infrastructure** — Your portfolio is managed by a dedicated investment team that handles day\-to\-day investment management tasks and portfolio tax management services. This frees me to focus on your overarching strategy and the conversations that help move you toward your goals. * **Security \& Scale** — Bank of America invests over $1 billion annually in cybersecurity, with 24/7 fraud monitoring and secure digital tools. Plus, our scale gives us access to deep data and top\-ranked research, which we use to inform your portfolio and financial plan. * **Specialist Access** — As your financial advisor, I can coordinate with specialists within the bank, like mortgage and business lending professionals, to help pursue your goals and advance your plan.

Partnering With Other Professionals on your Behalf!

Merrill provides a powerful internal network of specialists, but your financial life often extends beyond our walls. Your assets should be coordinated with your tax and estate strategy to support your goals. With your permission, I coordinate with your CPA and estate attorney to ensure alignment across your professional team. You're always in control of who you work with. Whether you already have trusted partners or need introductions, I'll help keep communication organized and focused on what matters most to you. My role is to make sure your financial decisions are well\-informed and well\-integrated, so nothing falls through the cracks.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition