Tim Womack
,
Assistant Vice President, Wealth Management Advisor
NMLS #1170710
1033 Skokie Boulevard
Northbrook, IL 60062
847.564.7239
Learn more about an advisor's background on
Tim believes that good relationships are built through teamwork and involvement, delivered through our advisors, wealth management client associates and access to the global investment capabilities of Merrill and the banking convenience of Bank of America. I want to be your primary source for financial, retirement and college planning. I want you to value the dedication and diligence offered to you at each step of the financial planning process.
Profile

Managing your wealth begins with a deep understanding of your full financial picture. Based on what matters most to you, I can help create a strategy as flexible as today's changing market conditions, and I can provide access to the investment insights of Merrill and the banking convenience and lending solutions of Bank of America. I will work to help you pursue your goals through personalized wealth management strategies. Tim joined Merrill Lynch Wealth Management in 2013 as a financial advisor on an established team. His focus is on developing long term relationships with his clients that are based on trust, integrity and excellence. Tim offers consistent, thoughtful advice and guidance across the spectrum of wealth management to high-net-worth individuals, affluent families, successful business owners, executives and retirees. He works together with clients to help preserve their assets and income throughout their lifetimes, while building a legacy for future generations. Tim’s approach is holistic, incorporating wealth management strategies, estate planning services and tax minimization into his investment management to develop and maintain a customized financial strategy for each client. With a keen eye toward risk his disciplined process leverages off the teams combined 50 years of experience and the vast global resources of Merrill to help support their clients as they face a unique set of wealth management issues. He spent a good portion of his financial career on the front lines, trading in the derivative markets at the Chicago Mercantile Exchange and the Chicago Board Options Exchange. A successful profession of putting his own capital at risk across multiple asset classes gives Tim a unique perspective. His understanding of risk and its role in asset allocation is critical in structuring optimal portfolios to suit his clients' needs. An important aspect of Tim's process is before he makes a single recommendation he seeks to understand his clients' personal and financial circumstances in full. This knowledge enables him to develop a personal relationship with each individual, family, or business owner and create a strategy that is capable of evolving as each client's circumstances change. As a result, he recommends financial strategies that are simultaneously integrated and flexible, reflecting each client's long term goals, risk tolerance, time horizon, liquidity needs, income-tax considerations, and overall investment allocation. Tim graduated from Michigan State University with a bachelor’s degree in Finance and an emphasis on investments. Tim carries the CERTIFIED FINANCIAL PLANNER™ certification awarded in the U.S. by the Certified Financial Planner Board of Standards Inc., the Certified Private Wealth Advisor® (CPWA®) designation, which is a professional certification for advisors who serve high-net-worth clients awarded by the Investments & Wealth Institute™ and the Chartered Retirement Planning Counselor™, CRPC™ designation, awarded by the College for Financial Planning Institutes Corp. Tim is also licensed as an agent for life and health insurance in the state of Illinois, as well as a State-Licensed Mortgage Loan Originator (NLMS ID: 1170710). He and wife, Betsy, live in Winnetka, Illinois with their two daughters, Reese and Molly. *Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. *Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets. I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me
Focus On – Corporate Executives

For corporate executives, I offer guidance for diversification* of concentrated stock positions. Business owners receive the assistance needed to build company benefit plans and access to Bank of America for help in addressing cash flow, lending needs and other bank-related needs. Those corporate executives nearing retirement are provided with insight from which to consider inflation, health care costs and other factors to help you pursue your desired lifestyle. The team is available to talk with you and explore potential strategies available to you.

*Diversification does not ensure a profit or protect against loss in declining markets.
This material should be regarded as general or educational information on healthcare or Social Security considerations and is not intended to provide specific healthcare or social security advice. If you have questions regarding your particular situation, please contact your legal or tax advisor.

Meet Our Professional Staff
Jeffrey Richards
Wealth Management Client Associate
847.564.7156
Lauren Stroner,

CFP®, CRPC™

Wealth Planner
847.564.7196
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Julie Novitskiy
Wealth Management Banking Specialist
Merrill
Marcy O'Brien
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #559813
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CPWA® and Certified Private Wealth Advisor®. Use of CPWA®, and/or Certified Private Wealth Advisor® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for wealth advisors.
Timothy Womack is registered to do business in AZ, CA, CO, CT, DC, FL, GA, IA, IL, IN, KY, LA, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OR, PA, SC, SD, TN, TX, VA, WA, WI.