Over the years you learn a lot about what it means to help clients. One of the most important lessons is providing you and your family with the service you desire and the care you deserve. Trust plays a key role, especially when facing those decisions in life where you need and appreciate trusted advice most. Having worked in financial services since 1991, maintaining the experience and understanding needed to help keep you on track towards your goals, regardless of what life throws your way, is equally as important. Whether working closely with you on your retirement income goals, assisting you with cash flow management or advising on a fixed income strategy, the purpose of the relationship with you is always the same: to help you and your family achieve your lifestyle and corresponding financial goals.
Whether considering home, health, giving, work, leisure, or retirement you have goals that are important to you. The value you place on your life priorities is matched by the desire to work with a financial advisory team that understands your concerns, aspirations and dreams; one capable of using this understanding to provide the guidance and direction needed to assist you in achieving the most out of life. It may be time for a new approach to the journey ahead – one based on what matters most to you and connects you with the advice, guidance and care you desire along the way.
Tim spent a good portion of his financial career on the front lines, trading in the derivative markets at the Chicago Mercantile Exchange and the Chicago Board Options Exchange. A successful profession of putting his own capital at risk across multiple asset classes gives Tim a unique perspective. His understanding of risk and its role in asset allocation is critical in structuring optimal portfolios to suit his clients' needs. An important aspect of Tim's process is before he makes a single recommendation he seeks to understand his clients' personal and financial circumstances in full. This knowledge enables him to develop a personal relationship with each individual, family, or business owner and create a strategy that is capable of evolving as each client's circumstances change. As a result, he recommends financial strategies that are simultaneously integrated and flexible, reflecting each client's long term goals, risk tolerance, time horizon, liquidity needs, income-tax considerations, and overall investment allocation. Tim graduated from Michigan State University with a bachelor's degree in Finance and an emphasis on investments.
Tim carries the CERTIFIED FINANCIAL PLANNER™ certification awarded in the U.S. by the Certified Financial Planner Board of Standards Inc., the Certified Private Wealth Advisor® (CPWA®) designation, which is a professional certification for advisors who serve high-net-worth clients awarded by the Investments & Wealth Institute™ and the Chartered Retirement Planning Counselor™, CRPC™ designation, awarded by the College for Financial Planning Institutes Corp. Tim is also licensed as an agent for life and health insurance in the state of Illinois, as well as a State-Licensed Mortgage Loan Originator (NLMS ID: 1170710). He and wife, Betsy, live in Winnetka, Illinois with their two daughters, Reese and Molly.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions. *Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
