Mindful of Client TimeWe are honored to work with an accomplished and busy clientele. Many are current or retired C-suite executives, business owners, entrepreneurs in medicine, manufacturing , and technology, and affluent families. We are mindful of the hard work and sacrifice inherent in each client's story and are keenly attuned to the demands that clients face. As a team, we strive to restore the one commodity that successful individuals most desire: free time. Our process is deliberate and disciplined; we look for ways to enhance client comfort, reduce anxiety, and empower families to make meaningful progress in pursuing their aspirations.We recognize that effective wealth management requires leadership and coordination. We're skilled in collaborating with a client's external tax and legal advisors, as appropriate, helping to advance a unified framework that balances current needs with long-term priorities. An Informed PerspectiveWe offer a holistic approach to wealth management, analyzing both sides of a client's balance sheet to detect possible inefficiencies and remedy gaps. Our process centers on three pillars of goals-based wealth management:Understand your unique goals and circumstances Develop a tailored financial strategy, through asset allocation*, behavioral coaching, and tax-aware investment management ** Provide ongoing advice and guidance about savings, withdrawals, and portfolio rebalancing, relative to changing life circumstancesWe are adept in multiple areas of wealth management, embracing best practices, while integrating the in-depth insight of locally-based specialists. Clients look to us for a range of needs:Tax- and fee-sensitive investment management Cash-flow analysis Pre- and post-retirement strategies Trust and estate planning services Access to lending through Bank of America, N.A. Business succession strategies Concentrated and restricted stock strategies Gifting and wealth structuring Insurance, including long-term care Financial stewardship and coachingCentered on ServiceWe strive to deliver a superior standard of service on every level, every day. We're not only attuned to the mechanics of wealth management, but to each client's emotional connection to wealth and its intersections. Deeply interested in behavioral finance, we incorporate its findings to help clients avoid the pitfalls and harness the opportunities that can accompany substantial wealth. Most important, we develop deep and genuine relationships with the clients we serve, providing them with proactive and reliable advice on a host of issues.We invite families who desire a more structured and thoughtful approach to their finances to contact us to discuss their needs in more detail.* Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.***Asset allocation, diversification and rebalancing do not ensure a profit or protect against loss in declining markets.