The Dwyer Team

Business Owners, Founders & Entrepreneurs

**Building Value. Planning What Comes Next.** Your business is often your largest asset and a central part of your family's financial future. We work with founders, entrepreneurs and business owners to help navigate growth, succession planning, liquidity events and wealth transfer strategies. By connecting business and personal planning, we help ensure your financial strategy evolves alongside your company and long\-term objectives.

Corporate Executives

**Turning Complexity Into Opportunity.** Executive compensation can create significant planning opportunities and added complexity. We help corporate leaders integrate equity compensation, concentrated stock positions, deferred compensation and liquidity planning into a coordinated wealth strategy designed to support both near\-term decisions and long\-term goals.

Intergenerational Family Wealth

**Preserving Wealth. Passing Down Values.** Significant wealth often requires more than investment management alone. We help families navigate wealth transfer, family governance, philanthropic planning and the preparation of future generations. Our goal is to support the thoughtful stewardship of wealth while helping families preserve the values and vision that define their legacy.

Insight

**Insight** In a life with significant wealth, the financial decisions you make can often have a cascading effect — impacting you, your family, your business and even the greater community. We understand the nuances of these challenges and can help give you the insight you need to navigate important conversations and make more informed decisions. * Access [information and ideas](https://www.pbig.ml.com/latest\-thinking/research\-insights.html) to help you pursue your goals * Tap into the knowledge of specialists who work closely with your Merrill Private Wealth advisor

Simplicity

**Simplicity** Wealth should liberate you, freeing you to pursue passions and interests. Managing the ever\-increasing complexity of your financial life, however, can quickly become all\-consuming. At Merrill, we work to help transform the way you interact with your wealth by distilling that complexity into clear findings and thoughtful guidance, grounded in a personalized plan. What's more, as a Merrill Private Wealth Management client, you have access to a [full range of solutions and services](https://www.pbig.ml.com/solutions.html) designed to help you address the challenges and opportunities significant wealth can bring.

Perspective

**Perspective** Considerable wealth requires a much longer\-term vision — a commitment to maintaining your wealth throughout your lifetime and for generations to come. We're familiar with the demands that kind of time horizon puts on your needs. With our diverse knowledge and experience, we can help safeguard you against reactionary thinking while identifying opportunities in the future. Plus, as a client, you have access to our dedicated Private Wealth Services, including: * [Merrill Center for Family Wealth](https://www.pbig.ml.com/solutions/merrill\-center\-for\-family\-wealth.html)^®^ * [Strategic Wealth Advisory Group](https://www.pbig.ml.com/solutions/strategic\-wealth\-advisory\-group.html) * [Family Office Services](https://www.pbig.ml.com/solutions/family\-office.html)

Recognition