The Coulter Grayson Group
Merrill Lynch Wealth Management
At The Coulter Grayson Group, we have a proud heritage and a growing clientele. While the ages and stages of clients’ financial lives span generations and the nation’s geography, a majority of those served by Brian Coulter and Jennifer Grayson are active and retired executives whose achievements in the corporate sector and passions for the Savannah lifestyle continue to bring them joy.
In addition to a concentration of male and female executives, we proudly serve former military officers, retired couples, widows, and generations of families that have long called Savannah their home, as well as others who’ve moved here. Beyond risk-managed investing and 360-degree wealth management, our roles as financial advisors often evolve to be clients’ good friends – hosting oyster roasts, golf clinics and movie theater days, educating their children, and celebrating their birthdays, weddings and anniversaries.
Why do clients come to us? We believe they hear about the genuine care and focus we provide. While clients have accumulated wealth, many with stock options and 401k assets, for example, hire us when they “know what they don’t know.” We find that clients value our acumen and attention. Without the time or desire to make complex decisions on their own, they typically turn to us when retirement questions and considerations take precedent.
As Brian and Jennifer explain, “The stories we hear from clients – about their lives and livelihoods – inspire us. We learn from clients, as we expect they learn from us. They’ve seen our children grow up and vice versa. It’s our privilege to connect the dots in their financial lives and collaborate with their Realtors, CPAs, attorneys, and physicians, when helpful. We truly welcome the opportunity to build a relationship with you, as well – one that brings you financial, personal and emotional benefits.”
At The Coulter Grayson Group, we're at our best serving as each client's ready resource – on retirement, legacy and longevity planning, and issues that revolve around aging, Social Security, Medicare and insurance. For decades, we've proactively assisted clients in clarifying goals that align with their core values. It feels good to serve clients who value our involvement in their lives and integrity in serving their best interests.
Everything we do for clients begins with our goals-based, planning process. And it's not a one-time event. Throughout each relationship, new insights about a client continue to give us direction. No two clients are identical and neither are the strategies we create. By listening closely to what clients say (and often don't say), we can address their evolving concerns and aspirations.
Among the questions we may ask: "What keeps you up at night? Are you worried about medical expenses or outliving your money? What are your plans for travel and/or visiting family? How do you fund medical expenses? Do you have long-term care insurance? We also provide clients with a worksheet to determine their expenses. In addition, we run a full analysis of those expenses vs. income.
At clients' most challenging times – the loss of a spouse, a family's member's illness, or divorce – we devote ourselves to serving their emotional wellbeing. By helping clients make unhurried and conscious financial decisions, we can help them regain confidence in building, spending and/or sharing their wealth.
With our banking pedigrees and close relationship with a local branch of Bank of America, N.A., we offer streamlined access to residential and securities-based lending. We also provide wire transfers, monitor clients' credit card activity when they travel, order checks and more.
And because legacy planning can be daunting and expensive, we sit with clients and "map out" questions that an attorney may ask. We also can coordinate with clients' attorneys and our firm's specialists – to align strategies that put everyone (including you and your family) on the same page.
At The CG Group, we're here to help clients enjoy the rewards of a fulfilling life. It has long been our mission to provide the type of wealth management that brings clients a positive outlook, memorable experience, and desired results.
CFP®, CPFA™
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
