The CERBS Group

Merrill Lynch Wealth Management

3920 Arkwright Road
Suite 300
Macon, GA 31210
(478) 471-4132
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Together, we can clarify your goals and help bring the various aspects of your financial life into one cohesive structure. Once you understand the motivations that drive your decisions, it’s easier to stay on track toward your objectives.
The CERBS Group
Merrill Lynch Wealth Management

The CERBS Group brings you the talent and skill of a highly experienced wealth management team. We can offer customized advice and guidance to those clients who need it most, showing you a different approach to what you might have experienced elsewhere. Our process builds on your goals and personality to help bring the various aspects of your financial life into one cohesive structure. What’s more, our work with you can help you understand the motivations that drive your financial decisions.

Our individualized wealth management strategies are designed to help prominent business owners and entrepreneurs, medical and legal professionals, and corporate executives.

*Solutions based upon the clients risk tolerance, time horizon, liquidity needs and overall investment goals

About Us
Wealth Coaching

Many of the clients we work with are still actively accumulating wealth through equity compensation or through investment growth. Our team is experienced in helping high-income families develop income strategies that take into account current spending needs, while simultaneously creating actively managed investment portfolios with the potential to grow over time.

New clients are often surprised to hear us describe the aspect of our approach known as 'Goals based planning,' which addresses wealth creation, preservation, distribution and transfer. Our years of experience in working with affluent families have given us a deep insight into the behaviors that can lead to a more optimal financial journey.

  • Focus on two key matters: the quality of your life today and tomorrow
  • Help you understand your financial journey and pursue the kind of life you want in retirement
  • Focus on balancing what's needed now while preserving and strategizing for later years
  • Offer guidance designed to optimize resources and lifestyle
Meet Our Team
John W Collier
Senior Vice President, Senior Consultant
Whitney Evans,


Senior Vice President, Wealth Management Advisor
William Baxley,


Senior Vice President, Wealth Management Advisor
Randy Stephens,


Vice President, Senior Financial Advisor
Shirley M Colvin
Assistant Vice President, Wealth Management Associate
Ingrid G Wells,


Assistant Vice President, Wealth Management Associate
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Matthew Frady
Wealth Management Lending Officer
Bank of America, N.A.
NMLS #485900
Ryan Thrower
Wealth Strategies Advisor
Bank of America, N.A.
Chris J. Reilly
Employee Benefits Specialist
Bank of America, N.A.
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
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