David “Mac” Cramer, CFP®, CRPCTM joined Merrill Lynch Wealth Management in 2015. Mac is passionate in working with his clients and their families to develop a personalized wealth management plan through a comprehensive approach rooted in understanding each individual’s short to long term goals and specific needs. His experience in corporate benefit programs including equity compensation, defined benefit, defined contribution and nonqualified deferred compensation plans allows him to fully integrate client’s corporate benefits into their broader financial strategy. Mac also has experience helping clients manage concentrated stock positions or deal with the challenges of important transition events like retirement, inheritance or the sale of a business. Mac holds the Chartered Retirement Planning CounselorTM designation, the CERTIFIED FINANCIAL PLANNER certification, and a bachelor's degree in Economics from The University of North Carolina at Chapel Hill. Originally from Charlotte, NC, He and his wife, Sydney now live in Atlanta, GA.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
