GCIAS Merrill Institutional Consulting

Merrill Lynch Wealth Management
3455 Peachtree Road N.E.
Atlanta, GA 30326
(404) 231.6993
Learn more about an advisor's background on
Customized investment strategies for your organization We work together with your Chief Financial Officer, board of directors and investment committees to help your team make research-driven investment decisions – by clearly understanding your goals, helping you with strategies to manage risk and focusing on your outcomes.
GCIAS Merrill Institutional Consulting
Welcome

Merrill Institutional Consulting includes experienced financial advisors who specialize in serving institutional clients.  Whether you are looking to outsource or supplement your current investment strategies, Merrill Institutional Consulting offers a breadth of resources and fiduciary care to your organization.  Watch our video to learn more.


*Merrill Institutional Consulting™ (MIC) is part of the Global Wealth & Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation (“BofA Corp.”), and offers products and services for the benefit of institutional and ultra-high net worth clients through dually registered representatives of Merrill Lynch, Pierce, Fenner, & Smith Incorporated(also referred as “MLPF&S” or “Merrill”) who can provide brokerage and investment advisory services.  The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Banking products, services, and activities are offered by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC.  MLPF&S and Bank of America, N.A. are affiliates of Bank of America Corporation.*  *MLPF&S is a dually registered broker-dealer and investment advisor and Member [SIPC](http://www.sipc.org). MLPF&S makes available investment products sponsored, managed, distributed, or provided by companies that are affiliates of BofA Corp.*
Recognition
Chad Pigg Fife
Managing Director, Wealth Management Advisor
Barron's "America's Top 50 Institutional Consultants", 2019
(Published on April 20, 2019. Rankings based on data as of December 31, 2018.)
Financial Times "Top 401 Retirement Plan Advisors", 2017
(Published on September 27, 2017. Rankings based on data as of Dec 31, 2016.)
Financial Times "Top 401 Retirement Plan Advisers", 2020
(Published on October 22, 2020. Rankings based on data as of Dec 31, 2019.)
Barron's "Top 100 Institutional Consulting Teams", 2021-2024
(Published annually in April. Rankings based on data as of December 31 of prior year.)
Forbes "Best-in-State Wealth Management Teams", 2023
(Published on January 12, 2023. Rankings based on data as of March 31, 2022.)
Show more recognition
GCIAS Merrill Institutional Consulting
Forbes "Best-in-State Wealth Management Teams", 2023-2024
(Published annually in January. Rankings based on data as of March 31 of prior year.)
About Us
Who We Serve

With over 40 years experience working with institutional clients, we service a wide variety of organizations, including:

  • Large and small corporations, holding companies, LLCs and partnerships in the U.S. and abroad
  • Non-profit organizations, foundations and endowments
  • Hospital/healthcare/insurance providers
  • Union/Taft Hartley plans
  • Faith-based groups
  • Educational organizations
  • Tribal Nations
  • Family Offices
Meet Our Team
Chad Pigg Fife,

CEP, CIMA®, CKP®, CPFA®, CRPS™

Managing Director, Wealth Management Advisor
404.231.6993
Melissa Budnik
Senior Vice President, Senior Financial Advisor
404.264.6026
Robert Heightchew,

CFP®, CRPC™

Vice President, Wealth Management Advisor
404.264.6032
Robert Cramer,

CFP®, CIMA®, CRPC™

Senior Vice President, Wealth Management Advisor
404.231.4321
Jonathan S Kessler,

CFA

Assistant Vice President, Senior Investment Manager
404.231.7114
Jaiden Alexandra Deas,

CPFA®, CRPS™

Assistant Vice President, Business Manager
404.231.2527
Matthew W Pesci,

AWMA™, CEP

Assistant Vice President, Relationship Manager
404.264.7283
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

Sign Up for Perspectives Monthly E-Newsletter
Get the latest investment insights, tips and strategies to help you live your best financial life
Sign Up
C(k)P® is a registered trademark of The Retirement Advisor University, Inc.
Chartered Retirement Plans Specialist™, CRPS™, and the CRPS™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
CFA® and Chartered Financial Analyst® are registered trademarks of the CFA Institute.
Accredited Wealth Management Advisor™, AWMA™, and the AWMA™ logo certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.