Singh, de Cardenas Group

Merrill Lynch Wealth Management
10000 Avalon Blvd
Alpharetta, GA 30009
(678) 746-5783
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As your advisors, we stand ready to work with you in drawing on the full resources of Bank of America Corporation and its affiliates to assist your institution in fulfilling its fiduciary responsibilities.
Singh, de Cardenas Group
Merrill Lynch Wealth Management

Our mission is to understand you and what matters most to you. To take the time to ask smart questions and listen carefully, then to understand, in great detail, exactly where you stand today, and where you’d like to be tomorrow. We will work with you to design and braing to life a comprehensive financial strategy that can help you and your family pursue personal financial goals while helping manage investment risk.

Tom Singh
Managing Director, Senior Resident Director - Private Wealth Advisor
Forbes "Best-in-State Wealth Advisors", 2019, 2021-2022
(Published annually Jan – April. Rankings based on data as of June 30 of prior year.)
About Us

We believe the best financial approach is the one that helps you pursue your goals. That's why, from the start, we talk about your aspirations and encourage you to ask questions about issues that matter most to you. Calculating how to manage future health care expenses? College on the horizon? Considering the sale of a business or purchase of a home? Preparing to pass your wealth to future generations? It all starts with a plan intended to help you manage, grow, and preserve your wealth today, while also considering the impact it can have for years to come. With access to the investment insights of Merrill and banking solutions from Bank of America, We will work with you to develop an approach designed to help address your financial needs.

Meet Our Team
William de Cardenas,


Financial Advisor
Omprakash Singh,


Managing Director, Senior Resident Director - Private Wealth Advisor
Michele A. Melendez
Private Wealth Client Associate
Courtney J. Walls,


Assistant Vice President, Private Wealth Business Manager
Richard Hoyt Henshaw,


Assistant Vice President, Private Wealth Planner
Christa Ortwein,


Assistant Vice President, Private Wealth Relationship Manager
Sara S Fitch
Wealth Management Client Associate
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Richard Keith Watkins
Senior Wealth Management Lending Officer
Bank of America, N.A.
NMLS #652562
Ryan Thrower
Wealth Strategies Advisor
Bank of America, N.A.
Amber Simon
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Accredited Wealth Management Advisor™, AWMA™, and the AWMA™ logo certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.