David received a BA from Furman University in Greenville, S.C. in 1992 and joined Merrill Lynch in 1996 as a Financial Advisor. David carries a Certified Private Wealth Advisor® designation he earned through the Investments & Wealth Institute and the University of Chicago. He also holds the Chartered Retirement Planning CounselorTM and Certified Exit Planning Advisor designations. David delivers a planning-based, comprehensive wealth management process that helps client grow and protect their wealth, as well as planning for the efficient transfer of wealth to the next generation.
Effective planning should organize and simply your financial affairs. It should help you assess if your on track to meet your goals and and identify opportunities to enhance wealth accumulation through proper portfolio management, tax planning, trust and estate planning, and transferring risk using insurance.
David believes in a disciplined, value-oriented investment philosophy implemented within an asset allocation framework that reflects your personal goals and risk tolerance. Delivering customized planning and tailored investment portfolios may lead to better outcomes. Portfolio construction focuses on managing risk through proper diversification, emphasizing quality growth and stable cash flows to meet lifestyle needs, and tax-efficiency.
Your success is a collaborative effort. David is supported by a team of talented professionals from Bank of America and Merrill with designated practice areas such as alternative investments, personal lending and business financing solutions, trust and estate planning, as well as personal banking with travel concierge services. Working with your own legal and tax professionals is paramount for evaluating and implementing wealth strategies.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
