Enzo Cespedes
Enzo Cespedes is a Financial Advisor with Merrill Lynch Wealth Management, where he has served clients since 2022. He began his career in Finance in 2017, in consumer banking developing in-depth knowledge in financial operations, first-class client service, and tailored banking solutions. In 2020, he transitioned into investment management, where he deepened his understanding in critical areas of wealth planning and preservation, including sophisticated tax management strategies and wealth transfer tools, as well as estate planning services and family dynamics.
Enzo holds the Certified Private Wealth Advisor® (CPWA®) designation and prioritizes his clients' best interests when providing advice and potential investment solutions.
Known for his trust-centered approach, Enzo builds meaningful relationships by stepping into his clients’ world—taking the time to understand their values, goals, and what matters most—so he can deliver advice that is not only strategic but deeply personal.
Originally from Coral Gables, Miami, Enzo holds a bachelor’s degree in Finance and a Master of Business Administration (MBA) from Florida International University's Honors College. He lives in Wellswood, Tampa with his wife, Peyton. Outside of work, he is active in his church community and enjoys reading and staying ahead of emerging trends in finance and technology.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that turn goals into reality.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
