Bo DeKorte

Approach

My financial planning process starts with listening. Before discussing investments or strategies, I seek to understand each client's goals, concerns, risk tolerance, and vision for the future. Working with individuals and families throughout **St. Petersburg, Seminole, and Pinellas County**, I develop customized financial strategies designed to help clients navigate life's milestones with confidence. Whether planning for retirement, managing investment portfolios, preparing for major life events, or preserving accumulated wealth, every recommendation is tailored to the client's specific situation. I believe that effective financial planning is not a one\-time event but an ongoing collaboration. Through regular reviews, proactive communication, and personalized guidance, I help clients stay focused on their long\-term objectives while adapting to changing market conditions and personal circumstances.

Capabilities

The Merrill Lynch Wealth Management and Bank of America platform provides my clients access to experienced specialists, sophisticated planning resources, and a wide range of financial solutions designed to help them build, preserve, and transfer wealth. ### **Personalized Wealth Management** Whether you're growing your wealth, preparing for retirement, or managing a complex financial situation, our team provides personalized financial planning and investment guidance supported by Merrill's broad range of investment solutions, managed portfolios, and market insights. ### **Guidance Through Important Financial Decisions** Many clients seek advice during important life events, when a major financial decision can have a lasting impact. We help clients navigate situations such as retirement plan rollovers, stock compensation decisions, business succession planning, inheritances, significant liquidity events, and wealth transfer opportunities. ### **Retirement, Legacy \& Family Planning** From retirement income planning to trust and estate considerations, we work with clients to create strategies that help support their goals today while preparing for future generations. Through Merrill's and Bank of America's network of specialists, clients can access resources related to estate planning services, charitable giving, and wealth transfer strategies. ### **Banking \& Lending Resources** One benefit of working with Merrill is access to the broader Bank of America platform. Clients can explore integrated banking, lending, mortgage, cash management, and lending solutions as part of a coordinated wealth management strategy. ### **Specialized Support When Life Gets More Complex** As financial needs evolve, clients may benefit from additional resources beyond traditional investment management. Merrill offers access to specialists who can assist with concentrated stock positions, executive compensation planning, business owner strategies, insurance needs, philanthropic goals, and other sophisticated wealth planning situations. ~You have choices for what to do with your 401(k) or other type of plan\-sponsored accounts. Depending on your financial circumstances, needs and goals, you may choose to rollover to an IRA or convert to a Roth IRA, rollover a 401(k) from a prior employer to a 401(k) at your new employer, take a distribution, or leave the account where it is (if applicable). Each choice may offer different investment options and services, fees and expenses, withdrawal options, required minimum distributions, tax treatment(particularly with reference to employer stock), and provide different protection from creditors and legal judgments. These are complex choices and should be considered with care. For more information, speak to your Merrill Financial Advisor.~

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition