Corla Wealth Management Group

Financial Planning and Investment Management

**Financial planning:** Effective planning is about crafting individual plans to match your distinct needs and aspirations. As strategists, our approach is holistic and personalized. We coordinate and connect the different pieces into a cohesive view. We proactively reach out to review and revisit your strategy and help to ensure that you stay on track through shifting markets, changing priorities and life's milestones. **Investment Management:** The moment you choose us, we strive to keep you moving forward. We seek to balance maximizing returns while structuring for cost and tax\-efficiency and mitigating risk. We design portfolios intentionally, with the "unknown unknowns" in mind. In addition, our customized lending and credit solutions from Bank of America offer flexible options to enhance your personal and business projects.

Investor Behavior and Costs

**Investor Behavior:** Our emotions often get in the way. We help you stay disciplined for the long\-term while taking advantage of short\-term opportunities, and make challenging financial decisions and tradeoffs that do not always seem intuitive, comfortable or easy. Our understanding of behavioral finance allows us to provide insights and strategies that help you make more informed and beneficial financial decisions. **Costs:** We are a fiduciary under the *Merrill Advisory Investment Program,* acting in your best interest. We charge an annual fee that covers all of our advice, from financial and wealth planning, investment guidance and implementation, to broader estate and tax planning strategies in coordination with your attorney and accountant. We feel that it is important for you to know exactly what you pay so that there are no unexpected or unexplained costs. Transparent and equitable, our fee structure helps to ensure clarity and alignment with your financial objectives.

Personalized planning

**Helping you create a personalized plan** At Merrill, we go beyond the traditional role of an advisor. * Your goals, concerns and attitude about investing are the foundation of your plan. * We actively listen and provide personalized advice — ensuring we understand what matters most to you and your family. * We're committed to creating a personalized plan that evolves with you to help you live well today while preparing for the future.

Team and resources

**Giving you access to our teams and solutions** Your advisor is one part of an experienced team dedicated to helping you achieve your goals. Acting as your single point of contact, your advisor provides personalized strategies and connects you with: * Bank of America specialists, such as mortgage or trust professionals * Timely insights from BofA Global Research1 to help you stay informed and navigate ever\-changing markets * A [full suite](https://www.ml.com/solutions/all.html) of Merrill investing and Bank of America banking solutions ^1^~BofA Global Research is research produced by BofA Securities, Inc. ("BofAS") and/or one or more of its affiliates. BofAS is a registered broker\-dealer, [Member SIPC](http://www.sipc.org/), and wholly owned subsidiary of Bank of America Corporation ("BofA Corp.").~

Recognition