Hector Hernandez

First Vice President, International Wealth Advisor

701 Brickell Avenue
Miami, FL 33131
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Whatever your personal goals may be, I will work together with you, one-on-one, to develop a personalized financial strategy designed to help you pursue your long-term goals.

Hector A Hernandez,  CFP®
Senior Vice President
International Wealth Advisor

Hector brings a global mindset and more than 25 years of rich international wealth management experience to a loyal circle of affluent clients residing throughout the U.S. and abroad. Today, he serves successful business owners, corporate executives and two and three generations of their families.

A former CPA* and former controller, Hector holds the CERTIFIED FINANCIAL PLANNER CFP® certification awarded by the Certified Financial Planner Board of Standards, Inc.

Given his uncommon familiarity with the regulations in countries where clients reside, he is especially aware of tax consequences, along with inflation, wealth transfer, currency issues and other factors.

“I am driven by my passion for delivering superior cross-border portfolio and estate planning strategies, excellent service, and helping clients pursue goals that bring joy to themselves and the people they love,” Hector explains. “By listening closely to clients about their lives and desires, I build customized strategies that include international and domestic family wealth planning (including personal and business financial strategies, asset preservation, charitable planning, and business and personal banking though Bank of America).”

For Hector, appreciating the culture of clients, their comfort with investing, and what they envision is critical. Traveling to meet with clients, he also confers with internal and external analysts to get a timely look at new opportunities.

Hector joined Merrill in 1998 after a successful career in management accounting and internal financial reporting. He graduated with a Bachelor’s degree in Accounting from the University of Florida’s Fisher School of Accounting and spent two years studying accounting in graduate school at Florida International University.

A seasoned and sensitive advisor, Hector is active in the National Association of Mental Health Miami Dade, and serves as a board member. He is also a member of Miracle Mile Toast Masters, where he previously served as area governor, treasurer and president. In addition, Hector has spoken at conferences and events throughout the city of Miami on subjects that include “working capital management” and “building wealth over a lifetime.”

*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
*Banking products and services provided by Bank of America, N.A.
I follow the deep-seated Merrill tradition of participating in the communities we serve. This drives my interest in spending time volunteering with organizations in our community.

About Me

My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality.

About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and the CFP® (with plaque design) in the United States, which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.
Hector A Hernandez is registered to do business in AR, CA, CO, DE, FL, GA, IL, MA, MT, NC, NE, NJ, NY, OH, PR, SC, TN, TX, VA.