Roberto follows a disciplined process that begins with first taking the time to get to know each client and the client’s family, their financial situation and what matters most to them, and is passionate about delivering excellent service. 

Roberto has over 30 years of collective experience in Finance, Banking and Wealth Management. He's had his Certified Public Accounting License since 1983. His prior experiences include Public Accounting and Auditing with Arthur Andersen & Co. Comptroller, CFO and Treasury Management for two major Financial Institutions. However, he does not provide tax advice in his current role at Merrill.  Roberto has been an International Wealth Advisor since 2002 beginning at Smith Barney/Citigroup and joined Merrill in 2007.

Roberto received his B.S. in Finance and Accounting from the University of Puerto Rico, Rio Piedras.

Additionally, he received the Certified Investments Management Analyst (CIMA^®) from the Investments & Wealth Institute^™ (The Institute) in conjunction with the Wharton School of Business at the University of Pennsylvania and also earned the Certified Plan Fiduciary Advisor, CPFA^TM from the National Association of Plan Advisors Institute ( NAPA) designation in 2017.