Roberto A. Fernandez Fernandez
Senior Vice President, International Wealth Advisor
701 Brickell Avenue
Miami, FL 33131
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Understanding your life priorities is an important part of the relationship with you. It’s not just about markets and returns, it’s about what matters most to you.  I can collaborate to help create a personalized plan designed around you, your family, your goals and your aspirations.

Roberto follows a disciplined process that begins with first taking the time to get to know each client and the client’s family, their financial situation and what matters most to them, and is passionate about delivering excellent service. 

Roberto has over 30 years of collective experience in Finance, Banking and Wealth Management. He's had his Certified Public Accounting License since 1983. His prior experiences include Public Accounting and Auditing with Arthur Andersen & Co. Comptroller, CFO and Treasury Management for two major Financial Institutions. However, he does not provide tax advice in his current role at Merrill.  Roberto has been an International Wealth Advisor since 2002 beginning at Smith Barney/Citigroup and joined Merrill in 2007.

Roberto received his B.S. in Finance and Accounting from the University of Puerto Rico, Rio Piedras.

Additionally, he received the Certified Investments Management Analyst (CIMA®) from the Investments & Wealth Institute (The Institute) in conjunction with the Wharton School of Business at the University of Pennsylvania and also earned the Certified Plan Fiduciary Advisor, CPFATM from the National Association of Plan Advisors Institute ( NAPA) designation in 2017.

Meet Our Professional Staff
Ashly Beltran-Ramos
Wealth Management Client Associate
Additional Resources
The following specialists do not make securities recommendations. Please contact your Merrill Lynch Wealth Management Advisor if you have questions about how a specialist might be able to assist you.
Jason Albano
Wealth Strategies Advisor
Bank of America, N.A.
Alexander Londono
Employee Benefits Specialist
Bank of America, N.A.
Camelia M Pomales-Coll
Wealth Management Banking Specialist
About Merrill

Bringing fresh perspectives to your financial life

The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.

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Investments & Wealth Institute™ (The Institute) is the owner of the certification marks CIMA® and Certified Investment Management Analyst®. Use of CIMA®, and/or Certified Investment Management Analyst® signifies that the user has successfully completed the Institute’s initial and ongoing credentialing requirements for investment management professionals.
Roberto Fernandez is registered to do business in DE, FL, GA, MA, NC, NJ, NY, PR, TX, VA, VI.