You’ve built up a portfolio, who do you trust to help you with it?
We ask the same question.
We regard ourselves as a planning and process driven advisory team with multiple areas of competency to handle all the needs of your life and company with one relationship at one of the world's largest wealth management firms.
For a family, we ask questions like,
“What planning process do you use?”
“How do you know how much risk to take?”
“What if I need a loan to buy a house for me or my children? And do you also offer commercial lending as well as residential?”
“Can you tax optimize my portfolio for my tax bracket?”
Or a company,
“Can Merrill act as a fiduciary on our 401k or company retirement plans?”
“Can you service business accounts?”
“Do you have the ability to service foundations or other types of endowments that are 501c3?”
That said, what other questions would you add to that list for us to answer?
Would you be open to consolidating, simplifying, and amplifying your plan and portfolio with us?
Leave me a note and let’s find some time to get acquainted.
More About Joe Bowden:
• Joe is among a small select group designated as a Merrill Institutional Consultant specially assessed to service the unique and complex needs for the largest of company retirement and philanthropic/endowment/foundation needs.
• 15+ years in investment and lending, focusing on commercial loans through Bank of America, including recourse and non-recourse lending.
• Collaborates with the Private Bank's Institutional Investments & Philanthropic Solutions group to provide tailored investment advice to endowments and 501(c)(3) charities, along with access to Donor-Advised Funds and Foundations.
• Certified Exit Planning Advisor (CEPA®) designation from the Exit-Planning Institute, equipped to assist clients in developing effective exit strategies through the Value Acceleration Methodology.
• Certified Investment Management Analyst® (CIMA®) designation from Investments & Wealth Institute™
• Chartered Retirement Planning Counselor™, CRPC™ designation from The College for Financial Planning Institutes Corp.
• Certified Plan Fiduciary Advisor®, CPFA® designation from the National Association of Plan Advisors (NAPA) for institutional retirement plan advising
• Sports & Entertainment - Accredited Wealth Management Advisor™, SE-AWMA™ designation from The College for Financial Planning Institutes Corp
• Named to the 2024 Forbes “Best-in-State Wealth Advisors” list Published on April 3, 2024. Rankings based on data as of June 30, 2023.*
*Banking products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation.
*Merrill, its affiliates, and financial advisors do not provide legal, tax, or accounting advice. You should consult your legal and/or tax advisors before making any financial decisions.
Joseph Bowden NMLS ID 804074
Merrill Institutional Consulting™ (MIC) is part of the Global Wealth & Investment Management (GWIM), the wealth and investment management division of Bank of America Corporation (“BofA Corp.”), and offers products and services for the benefit of institutional and ultra-high net worth clients through dually registered representatives of Merrill Lynch, Pierce, Fenner, & Smith Incorporated(also referred as “MLPF&S” or “Merrill”) who can provide brokerage and investment advisory services. The nature and degree of advice and assistance provided, the fees charged, and clients’ rights and MLPF&S’s obligations will differ depending upon the products and services actually provided. Banking products, services, and activities are offered by wholly owned banking affiliates of BofA Corp., including Bank of America, N.A., Member FDIC. MLPF&S and Bank of America, N.A. are affiliates of Bank of America Corporation.
MLPF&S is a dually registered broker-dealer and investment advisor and Member SIPC. MLPF&S makes available investment products sponsored, managed, distributed, or provided by companies that are affiliates of BofA Corp.
*2024 Forbes “Best-in-State Wealth Advisors” list. Opinions provided by SHOOK® Research, LLC and is based on in-person, virtual and telephone due-diligence meetings that measure best practices, client retention, industry experience, credentials, compliance records, firm nominations, assets under management and Firm-generated revenue (investment performance is not a criterion). SHOOK’s rankings are available for client evaluation only, are not indicative of future performance and do not represent any one client’s experience and available for investor help in evaluating the right financial advisor. Compensation was not received from anyone for the study. Past performance does not guarantee future results. Details available at www.SHOOKresearch.com. SHOOK is a registered trademark of SHOOK Research, LLC.
My mission, first and foremost, is to understand you and what matters most to you. Armed with that information I can ask thoughtful questions -- listening carefully, then understanding in detail where your wealth stands today and where you'd like it to be tomorrow. I help you design and implement a personalized plan intended to help you and your family or company pursue financial goals while helping manage investment risk. My approach is to focus on potential solutions that can help turn goals into reality with the highest degree of confidence.
Bringing fresh perspectives to your financial life
The financial decisions you make today can help determine the future you build for yourself and your family. Carving a clear path forward starts with connecting your life and finances. A Merrill advisor provides access to the investing insights of Merrill and banking capabilities of Bank of America to help you make informed decisions as you pursue your goals.
